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Cancellation service #1 in Nigeria
MAWISTA is a German-based provider of travel and private health insurance products marketed internationally. Their product range includes short-term travel cover, student plans, visa-compliant policies and expat healthcare.
Customers include international students, travellers needing Schengen visa insurance, short-term expats and people seeking flexible monthly or daily cover. MAWISTA policies are sold online and administered from Germany.
For monthly contracts the insurance remains active until the last day of the cancellation month. For Reisecare, cancellation can stop coverage immediately for future travel days.
MAWISTA will not renew the cancelled plan after the effective date. Any scheduled debit after cancellation may produce an overpayment that MAWISTA will normally refund.
MAWISTA will retain contract records as required by their administration and legal obligations. Keep copies of your cancellation confirmation and all correspondence.
If a payment is debited after you cancelled (for example due to SEPA timing), MAWISTA states that overpaid amounts are normally refunded automatically within 3 - 7 business days.
MAWISTA offers a 14-day right of withdrawal for contracts of one month or longer, allowing cancellation without reason within that period. Refunds linked to this right follow the same written submission routes (form, email, post).
Below are MAWISTA’s publicly listed base prices in EUR. These are general starting prices and are not Nigeria-specific.
| Plan | Price | Period | Features |
|---|---|---|---|
| MAWISTA Student (age 18 - 29) | €28.00 | Monthly | Private travel health insurance for students; includes accident and liability; cancellable monthly |
| MAWISTA Reisecare (0 - 64 years, excl. USA/Canada) | €1.35 | Daily | Travel health insurance up to 365 days; optional accident/liability |
| MAWISTA Visum (up to 8 days, up to 64 years) | €15.00 | Per trip | Schengen visa - compliant travel insurance, multiple entries |
| MAWISTA Expatcare | €75.00 | Monthly | Private expat travel health insurance; free choice of doctors |
MAWISTA’s published rights include a 14-day withdrawal for contracts of one month or longer and a 3-month window for retroactive cancellation when switching to German statutory insurance (with certificate).
These contractual rights originate from MAWISTA’s German administration and policy terms; they apply to your MAWISTA contract regardless of buyer location.
For cross-border purchases, Nigerian consumer protection agencies such as the Federal Competition and Consumer Protection Commission (FCCPC) may offer guidance but have limited enforcement power over foreign companies.
Many customers praise MAWISTA staff for being helpful, patient and clear when they successfully register or communicate with specific representatives.
Some reviews highlight straightforward contract management and fast support for routine changes or cancellations.
Frequent complaints note slow or absent responses, delayed refunds and difficulties contacting customer service by phone or email.
Certain reviewers reported escalation was required before refunds or claim decisions were resolved; a few allege long delays in claims processing.
Users sometimes try to cancel via App Store or Google Play. MAWISTA requires cancellations via their online form, email or post; app-store actions do not substitute for a written cancellation to MAWISTA.
Submitting a cancellation without the insurance number, tariff or clear end date often delays processing. Always include these items and keep a copy of your submission.
Assuming a phone call cancelled the policy is risky. Always send written confirmation and retain delivery/read receipts to prove timely revocation or cancellation.
| Plan | Cancellation flexibility | Refund policy | Best for |
|---|---|---|---|
| MAWISTA Student | Monthly cancellation (end of month) | Overpayments refunded; 14‑day withdrawal applies if eligible | Students needing monthly health cover |
| MAWISTA Reisecare | Cancel any day; stops for future days | Prorated handling case-by-case; overpayments refunded | Short-term travellers needing daily cover |
| MAWISTA Visum | Per-trip - cancel before travel start | Refunds depend on timing and policy terms | Visa applicants needing short trip insurance |
| MAWISTA Expatcare | Monthly cancellation (end of month) | Overpayments refunded; subject to contract terms | Longer-stay expats requiring comprehensive cover |
AP Solutions GmbH
Esslinger Str. 83, 73207 Plochingen, Germany
Primary email for cancellations and support: [email protected]
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Written by Halima Sani
Postclic editor · 8 years experience
Editor at Postclic for 8 years, I turn complex registered electronic mail procedures into clear, actionable English.