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Cancellation service #1 in Nigeria
AXA Mansard is an insurance provider operating in Nigeria, offering retail and corporate products including health, life, travel and general insurance.
The company provides online and offline purchase channels and customer support through phone, web chat and local branches.
AXA Mansard serves individual and business customers with a range of priced plans and networked healthcare access across Nigeria.
This guide focuses on cancellation, refund and consumer-rights matters relevant to AXA Mansard policies purchased in Nigeria.
Coverage generally ends from the cancellation date specified by AXA or the platform's subscription end date.
Any pending claims after cancellation may be assessed against the policy terms and effective coverage period.
Cancelling stops automatic renewal unless you re-enrol. You will need a new policy to regain cover later.
AXA Mansard retains customer records as required by law and its privacy policy; request details from the company if needed.
AXA Mansard offers a 15-day "free-look" or "cool-off" period from the date you receive the policy document.
If you cancel within those 15 days, you are entitled to a full refund of premium under AXA Mansard's stated terms.
The following table lists commonly published retail and bundle plans with their pricing and period where available.
| Plan | Price | Period | Features |
|---|---|---|---|
| EasyCare (6-month) | ₦12,000 | 6 months | Affordable entry-level cover; ₦300,000 annual limit; outpatient/inpatient/maternity/dental access |
| EasyCare (annual) | ₦20,000 | Annual | Same as 6-month with discount for annual payment |
| Bronze (Retail HMO) | ₦49,600 | Annual | Outpatient limit ₦150,000; inpatient ₦350,000; surgical, maternity, dental, optical included |
| Silver | ₦68,750 | Annual | Enhanced outpatient/inpatient limits; access to more hospitals |
| Gold | ₦120,500 | Annual | Outpatient ₦300,000; inpatient ₦1,000,000; private ward access |
| Platinum | ₦303,350 | Annual | Outpatient ₦500,000; inpatient ₦2,000,000; broader coverage |
| Platinum+ | ₦489,600 | Annual | Highest retail plan; wide hospital access; extensive coverage |
| Glo Health (monthly) | ₦750 | Monthly | Tele-consultation and free drugs/treatment at pharmacies |
| Airtel Health Bundle | ₦1,700 | 30 days | 2GB data + 30 days of medical insurance |
Policyholders have a 15-day free-look period from receipt of policy documentation to cancel for a full refund.
This is AXA Mansard’s stated policy for Nigeria and applies to applicable retail policies.
Some reviewers praise AXA Mansard for smooth claims handling on certain policies, responsive customer service and useful insurance products in Nigeria.
Employee reviews note a generally positive workplace culture, flexibility and learning opportunities.
International review platforms report delays, claim denials and slow responses in some cases, which may influence expectations.
Complaints on forums include difficulties changing travel dates, restrictive refund handling and communication issues during lapses or reinstatements.
Some customers assume cancelling automatically triggers a refund; this is only guaranteed within the 15-day free-look period.
After 15 days, refunds are not guaranteed and may require escalation or a special review.
Buying via Apple or Google requires cancelling subscriptions through those platforms; contacting AXA alone may not stop future billing.
Always save cancellation confirmations from the App Store or Google Play and share them with AXA if you dispute charges.
The table below compares cancellation and refund features across AXA Mansard direct purchases and platform purchases.
| Feature | AXA Mansard (direct/web/office) | App Store / Google Play purchases |
|---|---|---|
| Free-look / refund window | 15 days full refund | Platform refund rules apply; AXA’s 15-day policy may not govern platform subscriptions |
| How to cancel | Contact AXA Mansard via phone, chat or branch; submit written request | Cancel via Apple/Google subscription settings; keep confirmation |
| Response time | AXA aims to respond within 1 hour to 3 working days | Platform response times vary by Apple/Google policies |
| Refund likely after window | Unlikely; case-by-case only | Subject to platform refund policy; outcomes vary |
AXA Mansard main site: AXA Mansard.
If unresolved, prepare your documentation and consider escalating to the appropriate Nigerian insurance regulator or consumer protection body.
Plot 1412 Ahmadu Bello Way, Victoria Island, Lagos.
This is the primary corporate address for AXA Mansard Insurance plc in Nigeria.
Abuja branch is available as an additional local contact point; contact AXA Mansard customer service for exact branch details and opening hours.
Always confirm branch addresses and times via official AXA Mansard channels before visiting.
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Written by Zainab Chukwu
eIDAS legal expert · 4 years experience
Lawyer specialized in digital trust services and the eIDAS regulation, I have been helping individuals and businesses send legally binding certified mail for 4 years.