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Cancellation service #1 in New Zealand
Gumroad is an online platform that lets creators sell digital products, memberships, and subscriptions directly to customers. It handles payments, product delivery, and basic storefront features for independent sellers.
The platform supports direct web sales and in-app purchases via mobile apps, with different cancellation and refund paths depending on how the purchase was made.
Creators use Gumroad to sell ebooks, courses, software, memberships and other digital content. Buyers use it to purchase and access that content across web and mobile.
Gumroad operates in USD for platform fees; creators may present prices in other currencies at their discretion.
Cancellation stops future recurring charges and prevents automatic renewals for memberships and subscriptions. Access often continues until the end of the billing period already paid for.
Creators control access rules; some may end access immediately, while others allow access through the paid period - check the creator's listing or contact them.
Deleting your Gumroad account cancels memberships tied to that account and removes your ability to access the Library through that login.
Creators and Gumroad retain transaction records as required; contact the creator or Gumroad for data or account questions.
Refund policies on Gumroad are primarily set by individual creators and shown on product pages. There is no general automatic refund when you cancel a subscription.
Gumroad also reserves discretionary rights to issue refunds within 90 days of purchase, particularly to reduce chargebacks.
| Plan | Price | Applies | Notes |
|---|---|---|---|
| Transaction fee - Self-driven sales | 10% + US$0.50 | Per transaction | Applies to sales driven by the seller; plus card processing (Stripe/PayPal) fees (~2.9% + US$0.30) |
| Transaction fee - Discover marketplace | 30% total | Per transaction | Includes all processing; applies when sales occur via Gumroad’s marketplace |
Gumroad fees are stated in USD and charged per sale; NZD display is at the creator's option. Expect additional card-processing fees on top of Gumroad's transaction fee for self-driven sales.
There are no standard subscription plans shown in New Zealand dollars from Gumroad. Creators may display NZD prices, but official platform fees are defined in USD.
Under New Zealand law (Consumer Guarantees Act and Fair Trading Act) digital goods must be of acceptable quality, fit for purpose, and as described.
There is no automatic statutory 14-day cooling-off period for digital content unless the seller offers one.
Because creators set refund terms on Gumroad, start with the creator's policy when requesting refunds or cancellations.
If a product is defective or significantly misdescribed you may still have legal rights to a remedy under NZ law even if the seller’s policy says "no refunds".
Some buyers and creators report smooth transactions and straightforward delivery for digital products sold directly on the web.
Positive experiences tend to be less common in New Zealand reviews but still exist for straightforward purchases and responsive creators.
Expecting an automatic refund after cancelling a subscription is common and leads to confusion. Cancellation typically only stops future charges.
Another frequent error is cancelling an in-app subscription via Gumroad instead of using Apple or Google Play, which does not stop the in-app billing.
Creators failing to publish clear refund terms cause disputes and delays. Lack of prompt communication increases the chance of Gumroad stepping in after 30 days.
Relying solely on automated support without providing clear documentation or escalation details can slow resolution for both buyers and creators.
| Topic | Web (Gumroad) | In-app (App Store / Google Play) |
|---|---|---|
| How to cancel | Log into Gumroad Library or use "Manage membership" on your receipt. | Cancel via Apple ID subscriptions (iOS) or Google Play subscriptions (Android). |
| Refunds | Request from the creator; Gumroad may intervene after 30 days or issue discretionary refunds within 90 days. | Refunds handled exclusively by Apple or Google; contact them for requests. |
| Support | Creator first, then Gumroad Help Center if unresolved. | Use Apple or Google support channels; Gumroad cannot directly refund in-app purchases. |
| Fees | 10% + US$0.50 plus payment processing for self-driven sales; 30% total for Discover. | Fees charged by platform operators and may affect payout arrangements for creators. |
| Recommended action (NZ) | Cancel on Gumroad, then contact the creator with documentation; escalate to Gumroad if needed and you can show proof. | Request cancellation and refunds through Apple or Google support channels; keep receipts as proof. |
For web purchases: cancel via Gumroad, gather documentation, contact the creator, and allow 30 days before asking Gumroad to intervene if there is no reply.
For in-app purchases: cancel via the device platform and request refunds through Apple or Google using their published procedures.
Gumroad Help Center: https://help.gumroad.com or https://gumroad.com/help.
New Zealand consumer information: https://www.consumerprotection.govt.nz for rights under the Consumer Guarantees Act and Fair Trading Act.
For formal notices under Gumroad's Terms of Service, use the postal address below. There is no New Zealand-specific Gumroad address listed in their terms.
Gumroad, Inc.
548 Market Street, San Francisco, CA 94104-5401, United States
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Written by Levi Cooper
eIDAS legal expert · 4 years experience
Lawyer specialized in digital trust services and the eIDAS regulation, I have been helping individuals and businesses send legally binding certified mail for 4 years.