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Aetna

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Singapore

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Termination letter drafted by a specialized lawyer
Sender
Cancel Aetna Medicare Supplement | Postclic
Aetna
80 Robinson Road, #23-02
068898 Singapore Singapore
europeservices@aetna.com
Cancellation of Aetna contract
Dear Sir or Madam,

I hereby notify you of my decision to terminate the contract relating to the Aetna service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.

Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.

This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.

In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.

I retain a complete copy of this notification as well as proof of sending.

to keep966649193710
Recipient
Aetna
80 Robinson Road, #23-02
068898 Singapore , Singapore
europeservices@aetna.com
REF/2025GRHS4

Important warning regarding service limitations

Postclic is an independent third-party service, with no affiliation, partnership, or representation link with the brand Aetna. The use of the brand name is strictly for reference and descriptive purposes, in order to identify the mail recipient. Postclic exclusively offers a mail drafting assistance service and a certified, timestamped, and tracked digital mail sending service. If your subscription was purchased through the Apple App Store or Google Play, the cancellation must be done directly with those platforms.

In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.

Please note, Postclic cannot:

  • guarantee that the recipient receives, opens or becomes aware of your e-mail.
  • guarantee that the recipient processes, accepts or executes your request.
  • guarantee the accuracy or completeness of content written by the user.
  • guarantee the validity of an incorrect or outdated address.
  • prevent the recipient from contesting the legal scope of the mail.

Cancellation Aetna: Easy Method

What is Aetna

Overview

Aetna International is a health insurance provider offering global medical plans tailored for expatriates and international travellers. Plans vary by coverage level, deductible and network access.

Products relevant to Singapore

Aetna offers a range of expat and retiree plans that are marketed to customers in Singapore and globally. Premiums and features depend on personal profile and selected plan.

How to cancel Aetna

If you bought directly from Aetna International

  • Contact Aetna International customer service or your sales representative and request policy cancellation.
  • Provide your policy number, personal details and the effective cancellation date you want.
  • Confirm any conditions that apply (see refund section below) before finalising cancellation.

If you bought via Apple App Store or Google Play

  • Cancel through the platform where you purchased your subscription - deleting the app does not stop billing.
  • Use Apple ID subscriptions on iOS or Google Play Store → Subscriptions → Manage → Cancel on Android.
  • For platform-specific guidance, see a third-party summary of app-store cancellation steps: Postclic - Cancel Aetna.

What happens when you cancel

Access to cover

Coverage typically ends on the cancellation effective date you choose or the insurer’s stated termination date. Confirm the exact end-of-cover date with Aetna.

Renewals and future charges

Stopping renewals depends on whether you cancelled via Aetna or through the app store platform. For app-store purchases, cancelling the platform subscription stops future platform charges.

Data and records

After cancellation, Aetna may retain policy and claims records for regulatory and administrative purposes. Ask for copies of important documents before closure.

Will I get a refund?

Refunds for direct purchases

Aetna International provides a free-look (cancellation) window: if you cancel within the initial 15-day period you can receive a full refund. After that period their published terms state no premium refund - full or pro rata - will be provided.

Refunds for app-store purchases

If you purchased through Apple or Google Play, refunds are subject to Apple’s or Google’s refund policies and processes. Platform decisions and goodwill determinations guide outcomes.

Important exceptions and notes

  • Free-look/full refund applies only within the stated initial cancellation window and typically requires that no claims have been made.
  • After the free-look period ends, cancellation is usually permitted but without premium refunds under Aetna’s terms.
  • For general Singapore cooling-off rules for health insurance, see local guidance: interNations / interExpat - Cooling-off period and GoBowtie - Free-look period.

Aetna plans and pricing

Price summary

Below are approximate monthly price ranges drawn from third-party estimates for Aetna International plans in Singapore. Use these only as a rough guide.

Notes on accuracy

Actual premiums depend on age, coverage, deductible, territory and underwriting. Contact Aetna or an authorised distributor for a personalised quote.

Plan Price (SGD) Period Features
Basic / high-deductible S$340 - 350/month (approx.) Monthly (monthly) Lower coverage, higher deductible; estimated from US$250/month
Mid-range coverage S$540 - 560/month (approx.) Monthly (monthly) Balanced coverage and deductible; estimated from US$400/month
Comprehensive / low-deductible Up to S$890/month (approx.) Monthly (monthly) Highest coverage, lowest deductible; estimated from US$650/month

Your consumer rights in Singapore

Free-look / cooling-off rights

Most health insurance policies sold in Singapore include a free-look or cooling-off period (commonly 14 days). For integrated shield plans the period can be up to 21 days.

Timing and conditions

The cooling-off period normally starts from when you receive the policy documents (sometimes counted from a few days after issuance if sent by post or email).

After the free-look period

  • Cancellation is generally allowed after the free-look period, but refunds are typically not available.
  • Check product-specific terms for any exceptions or pro-rated returns.

Customer experiences

Negative reports

Some customers report problems such as recurring billing despite cancellation attempts, delays or denials of claims, and dissatisfaction with customer service responsiveness.

Positive and neutral perspectives

Other customers benefit from broad international networks and comprehensive coverage when plans meet their needs. Individual experiences vary by claim complexity and local support.

Documentation checklist

What to prepare before cancelling

  • Policy number and full name as on the policy.
  • Proof of purchase (receipt, confirmation email) and payment details.
  • Reason for cancellation and preferred cancellation date.

Supporting documents for refunds or disputes

  • Claims history, medical receipts and invoices (if applicable).
  • Screenshots or records of any cancellation confirmations or platform subscription cancellations.
  • Bank statement or proof of payment for refund processing.

Common mistakes

Assuming deleting the app cancels the policy

Deleting the mobile app does not cancel subscriptions bought through the App Store or Google Play. Users must cancel via the platform subscription settings to stop renewals.

Missing the free-look window

Many consumers expect a refund outside the initial cancellation window. For Aetna International, refunds are generally only available if cancellation occurs within the stated initial 15-day period.

Not keeping records

Failing to save confirmation emails, policy documents or screenshots can make disputes longer and harder to resolve. Keep clear records until the matter is closed.

Comparative recap

Quick comparison

The table below summarises key points for direct Aetna purchases versus app-store purchases and generic Singapore consumer rights.

How to read this table

Use this as a high-level guide. For exact terms, consult your policy documents or contact the platform where you purchased the plan.

Item Aetna (direct purchase) App Store / Google Play Singapore consumer norms
Cancellation window 15 days (free-look) for full refund Subject to platform cancellation rules Typically 14 days (up to 21 for some plans)
Refund after window No refund (full or pro rata) after the initial period Refunds decided by Apple/Google policies After free-look, cancellation allowed but generally no refund
How to stop future charges Contact Aetna customer service or agent Cancel subscription via Apple ID or Google Play subscriptions Follow insurer/platform-specific procedures and keep records
Price range (SGD) S$340 - 890/month (approx. by plan) Same pricing but billed via platform Premiums vary widely; obtain quotes for accurate rates

After cancelling

Follow-up actions

  • Obtain written confirmation of cancellation and the policy end date from Aetna or the platform.
  • Check bank or card statements to confirm no further charges.

Where to get more information

Address

Registered branch location

Aetna Insurance Company Limited (Singapore Branch) - 80 Robinson Road, #23-02, Singapore 068898.

Contact tips

Use the policy number and registered address when contacting Aetna or agents. Retain proof of any correspondence for your records.

Similar cancellation services

FAQ

To cancel your Aetna Medicare Supplement policy directly, contact Aetna International customer service or your sales representative. Provide your policy number, personal details, and the desired cancellation date. Ensure you confirm any conditions that apply, especially regarding refunds.

To cancel your Aetna subscription purchased through the Apple App Store, go to your Apple ID subscriptions, select Aetna, and choose 'Cancel'. Remember that simply deleting the app will not stop future billing.

Your coverage will typically end on the cancellation effective date you choose or the insurer’s stated termination date. It's important to confirm the exact end-of-cover date with Aetna.

If you cancel your Aetna Medicare Supplement plan after the initial 15-day free-look period, you will not receive any premium refund, either full or pro rata, according to Aetna's terms.

To stop future charges after cancelling your Aetna plan, ensure you follow the correct cancellation process for your purchase method. If you bought directly from Aetna, contact their customer service. If through an app store, ensure you cancel your subscription via the platform to prevent further charges.