Postclic premium unlimited: promotional offer at $1.36 for 48h, then $73.99 per month without commitment

Cancellation service #1 in Singapore
biBerk is an online insurance provider that offers small-business coverage such as general liability, professional liability, and business owner policies.
The service focuses on digital sign-up and subscription-style policy management, primarily operating under U.S. insurance rules and state-specific regulations.
Policies are issued and billed in the U.S.; cancellation and refund practices follow state insurance law and the insurer's terms.
biBerk's customer-facing tools are web and app-based, but cancellation often requires direct contact and paperwork rather than in-app termination.
Cancellation ends active coverage on the effective cancellation date specified by biBerk and documented in their confirmation.
If replacement coverage is required for a contract or license, biBerk may request proof before finalising the cancellation.
Automatic renewals will stop after the effective cancellation date, but confirm in writing that recurring billing has ceased.
Keep a copy of the confirmation email and cancellation form; these are important if billing disputes arise later.
Refunds depend on the policy terms and applicable U.S. state regulations; there is no universal full-refund guarantee.
biBerk may provide prorated refunds according to the insurer’s rules and the effective cancellation date.
Below are U.S. monthly estimates reported for common small-business coverages. Currency conversions to SGD are approximate and based on typical FX ranges.
These figures are illustrative; contact biBerk or a broker for exact quotes in SGD.
| Plan | Price (USD) | Price (approx. SGD) | Period | Features |
|---|---|---|---|---|
| Business Owners Policy (U.S.) | US$148/month | ~S$200 - S$220 | Monthly | Business Owners Policy estimate |
| General Liability (U.S.) | US$114/month | ~S$155 - S$165 | Monthly | General Liability estimate |
| Professional Liability (E&O, U.S.) | US$79/month | ~S$110 - S$120 | Monthly | Professional Liability (E&O) estimate |
| Business Insurance Overall Average | US$105/month | ~S$145 - S$160 | Monthly | Average across coverage types |
In Singapore, consumers have statutory protections under laws such as the Consumer Protection (Fair Trading) Act and privacy laws like the PDPA.
These laws support fair trading, clear contract terms, and proper handling of personal data by businesses operating with Singapore customers.
biBerk’s privacy policy references California rights under the CCPA (access, deletion, correction, non-discrimination).
If your data is processed in the U.S., those CCPA provisions may apply in addition to Singapore PDPA obligations where applicable.
Common complaints include slow or poor customer service, billing errors after cancellation, and minimal prorated refunds.
Customers have also reported difficulty obtaining correct Certificates of Insurance and continued invoicing or collection attempts post-cancellation.
No clearly documented positive reviews were found in the referenced sources for the Singapore context.
Some users may still prefer biBerk for straightforward online purchasing; weigh convenience against reported post-cancellation issues.
Users sometimes assume that deleting an app or cancelling via the App Store/Google Play cancels the policy.
biBerk requires a phone call and a returned cancellation form; app-store actions do not stop policy billing.
Failing to get written confirmation of cancellation or the refunded amount can make it hard to dispute later.
Always request and save the cancellation acknowledgement and any refund calculations.
The table below summarises key practical points to consider when cancelling biBerk versus general expectations.
Use this to check you’ve covered the common issues before and after cancellation.
| Aspect | biBerk - typical outcome | Recommended action |
|---|---|---|
| How to cancel | By phone + emailed cancellation form | Call 1-844-472-0967 and return the form; keep call notes |
| Refunds | Prorated refunds possible; no universal full-refund guarantee | Obtain written refund calculation and monitor accounts |
| Proof required | May require proof of replacement coverage | Prepare replacement policy or COI in advance |
| Customer service | Reports of slow responses and billing issues | Document all interactions; escalate if necessary |
1314 Douglas St STE 1400, Omaha, NE 68102-1944, USA
biBerk’s cancellation process emphasises phone initiation and emailed forms; a mailing address may be used for corporate correspondence but is not a substitute for the required cancellation steps.
Already sent a letter? Enter its tracking number to see its proof of dispatch and certified timestamp.
Written by Nurul Yeo
Former postal advisor · 5 years experience
Former postal-services advisor and e-signature specialist, I have been writing for Postclic for 5 years to demystify legally binding mail for everyday users.