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Cancellation service #1 in Singapore
Singlife is a Singapore-based digital insurer offering life, health and travel insurance as well as savings products. It focuses on app-based policy management and subscription-style products.
Products include life insurance, health top-ups and travel insurance with online servicing, billing and claims support. Policy details, premiums and servicing options are defined in each policy document.
Locate your policy number, policy schedule and any recent correspondence before initiating cancellation. Check your policy terms for cooling-off or notice requirements.
For official policy servicing details and contact steps, refer to Singlife's policy servicing FAQ.
Singlife - Policy servicing FAQ
Cancellation ends insurance cover from the agreed effective date. Any claims after that date will normally be declined, subject to specific product rules.
Automatic renewals will stop once cancellation is processed. Singlife will continue to retain records as required by law and according to their privacy and retention policy.
Expect final billing adjustments, confirmation letters or emails, and instructions about returning any physical documents if required.
Refund eligibility depends on the specific product terms and timing of cancellation. Some products allow pro‑rata refunds for unused cover.
If you cancel within a contractually defined cooling-off or "free-look" period, you may be eligible for a full refund minus any processing fees, where applicable.
Travel or short-term products may have different refund rules (for example, refunds may not apply once travel has commenced). Always check the product FAQ for details.
Singlife - Travel insurance (existing customers)
The table below lists example annual prices taken from publicly available pricing notes and marketing materials. Actual premiums depend on age, underwriting and product choices.
Use your policy schedule or quotation for the exact premium applicable to you; the entries below are representative examples only.
| Plan | Price | Period | Features |
|---|---|---|---|
| Singlife Shield Plan 1 (Standard Plan) | Annual premium varies by age - for ages 21 - 30: S$295.00 (MediShield) + S$50.94 (Additional Private Insurance Coverage) = S$295.00 total annual premium inclusive of GST | annual | Health insurance supplement to MediShield, life premiums (Cash outlay) fully payable by MediSave |
| Singlife Health Plus (Private Lite) - Age 22 Standard | Annual premium: S$423.75 | annual | Private Lite plan; higher 'With No Claims Discount' price S$339.00 |
| Singlife Travel Insurance - Annual Travel Lite (Worldwide, 1 adult) | S$280.16 (after 32% discount), original S$412.00 | annual | Overseas medical S$250,000; trip cancellation S$5,000; baggage S$3,000 |
Consumers typically have a contractual cooling-off or "free-look" period for certain insurance policies. Check your policy documents for the exact number of days and conditions.
If you cannot resolve an issue with Singlife, you may escalate to independent dispute resolution services or regulatory avenues provided in Singapore. Keep written records of all communications.
Ensure you disclose material facts when buying or cancelling a policy and keep evidence of cancellation requests and confirmations for future reference.
Many customers praise Singlife's digital onboarding, modern app interface and competitive savings/insurance bundles.
Public reviews show some customers experienced delays or dissatisfaction with claims handling and customer service response times. Experiences vary by product and individual cases.
For independent user feedback, see customer review platforms and community forums. Balance reviews with official policy documents when making decisions.
Assuming you can always get a full refund can be costly. Missing your policy’s defined cooling-off period may limit refund options.
Relying on verbal confirmation risks disputes. Always request and keep a written cancellation confirmation and any final billing statement.
Different products (life, health top-ups, travel) have different cancellation and refund rules. Treat each product separately and check its FAQ or schedule.
The table below compares example Singlife products from a cancellation and pricing perspective. Use your policy for exact terms and conditions.
Compare the plan name, key selling point, representative price and contract period to decide which policy to cancel or retain.
| Plan | Key point | Price | Period |
|---|---|---|---|
| Singlife Shield Plan 1 | MediShield top-up; MediSave used for premiums depending on eligibility | Varies by age (example entry provided) | annual |
| Singlife Health Plus (Private Lite) | Private hospital coverage option with No Claims Discount considerations | S$423.75 (example) | annual |
| Singlife Annual Travel Lite | Worldwide annual travel cover with specified sums for medical and baggage | S$280.16 (after discount) | annual |
Retain your cancellation confirmation, final billing, and any correspondence for at least the retention period advised in policy documents.
For policy servicing or travel insurance customer details, use Singlife’s official FAQ pages.
Singlife - Policy servicing FAQ
Singlife - Travel insurance (existing customers)
Singapore Life Ltd., 4 Shenton Way, SGX Centre 2 #01‑01, Singapore 068807
Use the official policy servicing FAQ for contact options and to confirm the preferred submission method for written cancellations.
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Written by Jia Hao Rajan
eIDAS legal expert · 3 years experience
Lawyer specialized in digital trust services and the eIDAS regulation, I have been helping individuals and businesses send legally binding certified mail for 3 years.