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Cancellation service #1 in Singapore
YouTrip is a multi-currency mobile wallet and prepaid card popular with travellers and everyday users in Singapore.
It offers interbank exchange rates and a multi-currency balance to spend overseas without typical FX mark-ups.
Common uses include spending abroad, withdrawing foreign currency at ATMs, and holding small multi-currency balances for travel.
It functions as a prepaid account linked to a mobile app and a physical card for payments and ATM withdrawals.
After initiating closure, you should stop using the card and app to avoid new transactions against a closing account.
Pending transactions may still post; allow time for settlement and reconciliation before final balance determination.
YouTrip will retain records as required by their terms and applicable law; confirm with support if you want data removal advice.
Account closure does not automatically trigger a full refund - refunds follow YouTrip’s stated procedures and fees.
Refunds of remaining stored value require a completed refund application form and are subject to a S$10 refund processing fee.
Refunds are generally processed within 60 days once approved; follow instructions from YouTrip support when you close the account.
| Plan | Price | Period | Features |
|---|---|---|---|
| Standard Usage | Free | Ongoing | No card issuance fee; no annual fee; no FX fees; no overseas transaction fees; no top-up fees via PayNow or Mastercard debit/credit (Visa credit incurs 1.5% fee). |
| ATM Withdrawals (Foreign Currency) | Free up to S$400/month; 2% thereafter | Monthly | First S$400 withdrawn in foreign currency per calendar month is free; thereafter a 2% fee applies. ATM operator fees may also apply. |
| Card Replacement & Delivery | S$10.00 | Per Event | Fee applies to replacing and delivering the physical YouTrip card. |
| Refund Processing | S$10.00 | Per Event | Fee applies when processing a refund request via YouTrip support. |
| Overseas Transfers | Varies (shown in app) | Per Transaction | Fee depends on amount and destination; the specific fee is displayed in-app before confirming. |
| Top-up via Visa Credit Card | 1.5% of top-up amount | Per Transaction | Applies only when topping up via Visa credit card (including via Apple Pay). Other top-up methods (PayNow, Mastercard, Visa debit) are free. |
All amounts are as published in YouTrip’s Singapore materials and support pages as of early 2026.
Check the app for the latest in‑app fees (e.g., overseas transfer fees) before confirming transactions.
There is no explicit statutory 14-day cancellation or full-refund right in YouTrip’s public terms for stored-value accounts.
Consumer protections for payment services still apply under Singapore law; specific outcomes depend on circumstances and evidence.
Many users praise YouTrip for ease of use, real‑time exchange rates, and convenient multi‑currency wallets for travel.
High app ratings indicate general user satisfaction among a large base of reviewers.
Complaints include intermittent app instability, delays in top‑ups or withdrawals, and slow or inconsistent customer support responses.
Some users report delays or friction when resolving disputed or fraudulent transactions; outcomes vary by case.
Example: Users sometimes close without checking leftover balance and then expect an automatic full refund.
Tip: Decide whether to spend the balance or request a refund (S$10 fee applies) before closure.
Example: Missing receipts or evidence when filing a dispute makes chargebacks slower or less likely to succeed.
Tip: Save transaction screenshots, merchant responses, and any suspicious transaction details promptly.
| Feature | Cost | Period |
|---|---|---|
| Standard account usage | Free | Ongoing |
| Foreign ATM withdrawals (first threshold) | Free up to S$400 | Monthly |
| Foreign ATM withdrawals (beyond threshold) | 2% fee | Monthly |
| Refund processing | S$10 | Per Event |
| Card replacement | S$10 | Per Event |
Small administrative fees (e.g., S$10 refund processing) commonly apply to refunds and card services.
Plan and fee clarity helps you decide whether to spend remaining balance or request a refund when closing the account.
80 Robinson Road 02-00, Singapore 068898
For account closure or refunds contact YouTrip support by email and retain all correspondence and reference numbers.
If disputing a transaction, gather evidence and consider a chargeback through the card network if merchant resolution is unsuccessful.
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Written by Charmaine Toh
Regulatory watch · 7 years experience
Legal analyst tracking eIDAS, GDPR and electronic delivery regulations for 7 years to make sure every Postclic template is compliant and admissible in court.