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Cancellation service #1 in Singapore
Gumroad is an online platform that lets creators sell digital products, memberships, and physical goods directly to buyers.
It supports one-time purchases and recurring memberships and handles payment processing through third-party processors.
Creators list products or membership links; buyers purchase via Gumroad checkout or in-app purchases on mobile.
Gumroad acts as the storefront and payment facilitator, with creators responsible for fulfilment and refunds unless otherwise stated in Gumroad policies.
Cancelling a membership stops future charges for that subscription cycle.
Access to paid content typically continues until the end of the current paid period unless the creator states otherwise.
Cancelling a membership does not automatically delete your Gumroad account or purchase history.
Deleting your Gumroad account will cancel active memberships but may remove access to your library and creator records.
Gumroad's Terms of Service indicate purchases are typically final and refunds are not automatic.
Buyers must request refunds, and Gumroad handles them at its discretion under its Terms of Service.
Gumroad charges transaction fees per sale; there are no separate monthly plans listed for sellers by default.
Fees are expressed in US dollars; local currency conversion is handled by payment processors.
Gumroad does not display explicit Singapore Dollar (SGD) pricing; fees are in USD.
Payment processing and currency conversion to SGD occur via the payment provider (e.g., Stripe, PayPal) at their FX rates.
| Plan | Fee | Period | Features |
|---|---|---|---|
| Transaction - Direct Sales | 10% + US$0.50 per transaction | Per sale | Sales via your Gumroad profile or direct links; no monthly fee; tax compliance (Merchant of Record from Jan 1, 2025) |
| Transaction - Discover Marketplace | 30% per transaction | Per sale | Sales found through Gumroad’s Discover marketplace; includes marketplace commission |
Singapore consumer law does not provide a general 14-day cooling-off right for digital content or services once delivery has begun.
Refund rights for digital purchases are not automatically granted unless the seller or platform offers them explicitly.
Many users value Gumroad for direct creator-to-buyer sales and simple checkout for digital goods.
For some creators, the platform is straightforward for listing and selling items without a monthly fee.
Reported problems include withheld payouts after verification, slow or unresponsive support, and abrupt account suspensions.
Reviewers have also noted glitches in payment processing and unclear policies around refunds and chargebacks.
Many buyers assume cancelling a subscription automatically issues a refund; that is not the case on Gumroad.
You must request a refund separately from the creator, and Gumroad processes refunds per its Terms.
Attempting to cancel an in-app purchase via the Gumroad website is a common error - Apple and Google control in-app subscriptions.
Similarly, removing a card from your account does not cancel active memberships unless you follow the subscription cancellation steps.
This table summarises the main practical differences when selling or buying via Gumroad channels.
Direct Sales are lower-fee but rely on creator-driven promotion. Discover Marketplace is higher-fee but offers marketplace exposure.
| Plan | Fee | Period | Best for |
|---|---|---|---|
| Transaction - Direct Sales | 10% + US$0.50 per transaction | Per sale | Creators with their own audiences and direct links |
| Transaction - Discover Marketplace | 30% per transaction | Per sale | Creators seeking discoverability through Gumroad’s marketplace |
After you cancel, check your access period and confirm that future charges have stopped.
If you want a refund, contact the creator directly and provide the documentation checklist items.
548 Market Street, San Francisco, CA 94104-5401, USA
Use the address for formal legal notices; day-to-day cancellation and support actions are handled via the website and in-app settings.
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Written by Brian Cheong
Postclic editor · 7 years experience
Editor at Postclic for 7 years, I turn complex registered electronic mail procedures into clear, actionable English.