What is Myscoreiq
Service overview
MyScoreIQ is a SaaS platform that offers personalized credit scoring and financial-health insights to consumers. The service provides credit scores, monitoring tools, and recommendations to help users track and manage their credit.
Who uses it
Users typically include individuals who want regular credit monitoring or identity-theft alerts. The company operates from the United States and does not show a Singapore office address in public records.
How to cancel Myscoreiq
Cancel via member website
- Sign in to your MyScoreIQ account on the member site and look for a visible "cancel" button or subscription area.
- If a cancel button is present, follow the on-screen prompts to confirm cancellation and keep a screenshot or confirmation message.
Cancel by phone
- Call MyScoreIQ’s U.S.-based Customer Care Team during their business hours and request cancellation; cancellation by phone is accepted for verified accounts.
- Record the date/time of the call and the agent’s name, and ask for a confirmation number or confirmation email where possible.
Cancel App Store or Google Play subscriptions
- If you subscribed through Apple App Store or Google Play, you must cancel via your Apple or Google account subscription settings - MyScoreIQ cannot cancel those directly.
- Follow the respective platform’s subscription management tools to stop renewals.
What happens when you cancel
Access after cancellation
After cancellation through the portal or by phone, access to features generally continues until the end of the current billing cycle. Keep records of the cancellation confirmation to avoid disputes.
Billing and renewals
Cancelling stops future renewals but typically does not prorate or refund the current paid period unless a refund is granted separately.
Data and account state
Your account data may remain on MyScoreIQ systems after cancellation. If you need data removed, request data-deletion specifics when you cancel and save any responses you receive.
Will I get a refund?
Official policy
MyScoreIQ’s publicly reported policy indicates that refunds and free trials are not guaranteed. The company does not advertise a standard 14-day cooling-off or automatic refund entitlement.
For the stated policy summary, see BestCompany’s overview of MyScoreIQ.
Exceptions and user reports
- Some users report receiving discretionary refunds after persistent requests, escalation, or negative public reviews; refunds appear to be handled case-by-case.
- Refunds are not guaranteed; if you believe a charge was unauthorised, prepare to escalate the issue with your bank or card issuer.
Reference: BestCompany: MyScoreIQ.
Myscoreiq plans and pricing
Where to check current pricing
Pricing and plan details can change. Always check MyScoreIQ’s official member site or account pages for current plan names and billing terms.
Important notes
Do not rely on third-party summaries for exact prices. If you cannot find a clear price before purchase, document screenshots of any on-screen pricing before you confirm a payment.
Your consumer rights in Singapore
Cooling-off periods and refunds
There is no automatic international statutory 14-day cooling-off rule for digital subscription services; refunds for digital services are often discretionary. Check your payment method protections.
Disputing unauthorised charges
If charges appear without clear consent, contact your bank or card issuer in Singapore to request a dispute or chargeback. Financial institutions often have procedures for unauthorised or recurring charges.
How to escalate locally
Document all communications, keep receipts, and consider lodging complaints with relevant local consumer bodies if your bank cannot resolve the dispute.
Customer experiences
Positive feedback
Some users report useful credit scores and effective monitoring tools. A minority of reviews praise responsive customer-service interactions and helpful agents.
Negative feedback
Many complaints describe unexpected recurring charges, difficulty cancelling, unresponsive support, and inconsistent refund outcomes. Public reviews note frustration with cancellation links and low resolution rates.
See public reviews for examples: Trustpilot: MyScoreIQ reviews.
Documentation checklist
What to keep
- Account login screenshots and subscription page showing plan name and start date.
- Payment receipts, bank or card statements showing the charge dates and amounts.
- Any email confirmations, chat transcripts, or cancellation confirmation messages.
How to organise evidence
- Store items by date in a single folder (digital and/or PDF scans of receipts).
- Record phone calls or take notes with date/time and agent name; preserve screenshots of the portal before and after cancellation.
Common mistakes
Using the wrong cancellation channel
Many users try to cancel through emails or third-party sites that cannot process cancellations. Only use the member portal (when a cancel button exists) or phone as accepted cancellation channels.
Failing to document proof
Not saving cancellation confirmations, receipts, or agent names makes disputes harder. Keep clear records and screenshots to support any refund or chargeback claim.
Assuming app-store cancellations are handled by MyScoreIQ
If you subscribed via Apple or Google, do not expect MyScoreIQ to cancel the subscription for you - cancel through your App Store or Google Play account to stop renewals.
Comparative recap
Quick comparison
The table below summarizes cancellation routes, refund likelihood, and typical period labels found in comparisons and user reports.
How to read this table
Use the table to understand expected outcomes per subscription route. "Refund likelihood" reflects reported experiences and is not a guarantee.
| Feature | Typical cancellation method | Refund likelihood | = period |
| Direct subscription (website) | Member website "cancel" button or call U.S. Customer Care | Low - discretionary, case-by-case | monthly |
| App Store / Google Play | Cancel via Apple or Google subscription settings | Low - refunds handled by platform or by exception | monthly |
| Trial / small test charge | Portal or phone; may need to dispute with bank if hidden renewal | Variable - some users obtained refunds after escalation | monthly / annual |
After cancelling
Immediate next steps
- Save cancellation confirmation and any reference number or email. Monitor your bank statement for future charges.
- If charges continue, contact MyScoreIQ again and then your bank to request a dispute or chargeback if necessary.
Where to get more information
Address
Registered address
Identity Intelligence Group LLC (MyScoreIQ) - 43454 Business Park Drive, Temecula CA 92590, United States of America.
Notes about location
MyScoreIQ appears to operate from the U.S.; there is no publicly listed Singapore office. For phone support you will be contacting a U.S.-based Customer Care Team during their business hours.