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Pineapple

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South Africa

Cancellation service #1 in South Africa

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Google4.9

Calculated on 5.6K reviews

Termination letter drafted by a specialized lawyer
Sender
How to Cancel Pineapple Insurance | Postclic
Pineapple
Office 201, 10 Kramer Road
Sandton, Johannesburg South Africa
complaints@pineapple.co.za
Cancellation of Pineapple contract
Dear Sir or Madam,

I hereby notify you of my decision to terminate the contract relating to the Pineapple service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.

Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.

This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.

In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.

I retain a complete copy of this notification as well as proof of sending.

to keep966649193710
Recipient
Pineapple
Office 201, 10 Kramer Road
Sandton, Johannesburg , South Africa
complaints@pineapple.co.za
REF/2025GRHS4

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Cancellation Pineapple: Easy Method

What is Pineapple

Overview

Pineapple is a digital insurance provider in South Africa that offers subscription-style short-term insurance, including car insurance and all-risk cover for portable items. Policies are managed through a mobile app or the Pineapple website.

How Pineapple operates

Pineapple uses a user-focused app experience to let customers buy, adjust and manage cover, with pricing that depends on risk profile, vehicle and chosen items. Core policy and refund rules are set out in Pineapple’s terms and conditions.

How to cancel Pineapple

Where to cancel

  • Cancel using the Pineapple app or the Pineapple website; cancellation is handled digitally only and there are no separate app-store or phone procedures. Source: Pineapple terms.
  • Do not rely on app-store subscription screens - manage the policy inside Pineapple’s app or website to ensure cancellation is processed correctly.

Step-by-step cancellation steps

  • Open the Pineapple app (or log in on the Pineapple website).
  • Go to your active policy or account settings and choose the cancellation option.
  • Confirm the cancellation when prompted.
  • Note the effective date: cancellation takes effect at midnight on the day before your next debit order.
  • If you have questions, consult Pineapple’s terms for details on timing and refunds: Pineapple terms.

What happens when you cancel

Policy access and cover

Cover continues until midnight the day before your next debit order. For example, if your debit order is on the 25th and you cancel on the 15th, cover ends at midnight on the 24th.

Data and account closure

Your policy records remain subject to Pineapple’s privacy and retention rules as set out in their terms. Ensure you download any policy documents you want to keep before or shortly after cancellation.

Will I get a refund?

Cooling-off right

You have a 14‑day cooling-off right: if you cancel within 14 days of receiving the contract and no claim has been made, Pineapple will refund your premiums. Refunds are processed within 31 days of receiving your cancellation notice.

Refund limits and deductions

  • Refunds for cancellations (other than related to claims) are calculated minus any costs incurred during the period of cover.
  • Refunds are limited to a maximum back-dated period of 12 months.
  • Refer to Pineapple’s terms for the exact refund calculation and timing: Pineapple terms.

Pineapple plans and pricing

Pricing snapshot

Below are example prices and typical monthly plans sourced from public information and example quotes. Actual premiums are risk-profile dependent and may vary.

How to get an accurate quote

For an exact premium, request a quote in the app or on the website; example prices are indicative only.

Plan Price (ZAR) Period Features
Car Insurance (App Store example) R380.00 Monthly Fully comprehensive car insurance; risk-profile dependent
Portable Items (Phones/Laptops/Tablets) R20.00 Monthly All-risk insurance for phones, laptops & tablets
Portable Items (Camera & Gaming Gear) R11.00 Monthly All-risk insurance for camera & gaming gear
Portable Items (Bicycles & Sporting Equipment) R14.00 Monthly All-risk insurance for bicycles & sporting equipment
Portable Items (Drones & Smart Wearables) R20.00 Monthly All-risk insurance for drones & smart wearables
Portable Items (Jewellery & Watches) R5.00 Monthly All-risk insurance for jewellery & watches
Portable Items (Music Instruments & Equipment) R10.00 Monthly All-risk insurance for music instruments & equipment
Portable Items (Home Electronics & Furniture) R11.00 Monthly All-risk insurance for home electronics & furniture
Car Insurance (Website example) R300.00 Monthly Fully comprehensive car insurance (quote-based)
Per-Item Insurance (Website example) R80.00 Monthly Portable (all-risk) item insurance (quote-based)
Example: Daihatsu Sirion R84.00 Monthly Example quote for a 2013 Daihatsu Sirion 1.3i
Example: VW Move Up! R331.00 Monthly Example quote for a 2017 VW Move Up! 1.0
Example: Suzuki Swift GL / Audi A3 R490.00 Monthly Example quote for 2022 Suzuki Swift GL or Audi A3

Your consumer rights in South Africa

Cooling-off and refund rights

  • You may cancel within 14 days of receipt of the contract (if no benefit has been paid) and receive a refund within 31 days.
  • Refunds are subject to deductions for time on cover and capped at a maximum of 12 months back-dated cover.

Statutory protections and escalation

  • Short-term insurance and consumer protections apply under South African law (Short-term Insurance Act, Consumer Protection Act and POPIA for privacy).
  • If a complaint is not resolved, you may escalate further; see consumer guidance referenced in public summaries: Pineapple overview & rights.

Customer experiences

Positive feedback

  • Many users praise Pineapple’s fast digital process, ease of use and rewards/cashback features, with high app-store ratings and strong Google review standing.
  • Public summaries report app ratings around 4.7/5 and excellent scores on some review aggregators for user experience.

Common complaints

  • Some customers report delayed processing for discounts or reimbursements and slow claim payouts in a few cases.
  • Complaints platforms show low satisfaction in certain complaint-resolution metrics; check reviews and official terms before deciding.
  • Sources: aggregated public articles and complaints pages: review summary, complaints record.

Documentation checklist

Before cancelling

  • Policy number and full name as shown on the policy document.
  • Payment method and next debit order date to confirm effective cancellation date.
  • Any proof of purchase or correspondence relevant to disputes or refunds.

If you plan to claim before cancelling

  • Claim reference numbers and supporting evidence (photos, police reports if applicable).
  • Keep a copy of all communications with Pineapple for escalation if needed.

Common mistakes

Assuming app-store cancellation is enough

Many customers mistakenly cancel through the App Store or Google Play without cancelling inside the Pineapple app or website. App-store subscription screens do not replace policy cancellation in Pineapple’s system.

Ignoring the debit order and timing

Failing to check the next debit order date can cause you to lose cover for days you expected to be insured or to be charged for an extra period. Remember cancellation takes effect at midnight before the next debit order.

Comparative recap

Quick comparison

The table below summarises key points to help you compare Pineapple’s cancellation and refund approach with typical expectations for short-term insurers.

Use for decision-making

Use this recap to check timing, refund limits and user feedback before cancelling.

Aspect What Pineapple provides What to watch for
Cancellation method App or website only (digital cancellation) Do not rely on app-store cancellation screens
Effective date Midnight before next debit order Confirm your next debit order date in the app
Refunds 14‑day cooling off; refunds within 31 days; capped to 12 months back-dated and less costs Refunds reduce for time on cover and incurred costs
Customer service Digital-first support (app, email, WhatsApp references in reviews) Some users report slow claim processing and low complaint-resolution rates on public platforms

After cancelling

What to do immediately

  • Download and save your final policy documents and any correspondence for your records.
  • Check your bank or debit order to confirm no further collections after the effective cancellation date.

Where to find official information and escalate

Address

Pineapple office address

Office 201, 10 Kramer Road, Sandton, Johannesburg, South Africa.

Notes on contacting

If you need to escalate or send formal correspondence, include your policy number, full name and contact details. Keep copies of everything you send.

FAQ

To cancel your Pineapple car insurance online, open the Pineapple app or log in to the website, go to your active policy or account settings, select the cancellation option, and confirm the cancellation when prompted.

Your coverage will continue until midnight the day before your next debit order. For example, if your debit order is on the 25th and you cancel on the 15th, your cover ends at midnight on the 24th.

Yes, if you cancel within 14 days of receiving your contract and have not made a claim, Pineapple will refund your premiums within 31 days of receiving your cancellation notice.

Your policy records will remain subject to Pineapple’s privacy and retention rules. Make sure to download any important documents before or shortly after cancellation.

While cancellation must be done digitally through the app or website, you can also send a written cancellation request via email or registered postal mail to ensure you have proof of your cancellation.