What is Protect My Car
Quick description
Protect My Car is a vehicle protection plan provider that offers extended warranty-style coverage and related services for mechanical failures and roadside assistance.
The offering is subscription-based and is designed to reimburse or pay for repair costs when covered components fail.
Scope and market notes
The brand operates internationally, with publicly available policy details primarily from the U.S. entity (Protect My Car, LLC).
No comprehensive South Africa - specific pricing or local cancellation office was found in the publicly available sources used for this guide.
How to cancel Protect My Car
Steps to prepare
- Locate your contract number, policy documents and payment method details before contacting support.
- Note the policy start date to check whether you are within any free-look period or subject to fees.
Cancellation steps
- Contact Protect My Car customer service by the method shown on your policy documents or invoice.
- Request cancellation and state your policy number, effective cancellation date and desired refund method.
- If instructed, return any membership cards or documentation as requested by the provider.
- Ask for written confirmation of cancellation and a final refund calculation (if applicable).
- If you cannot reach local support, use the U.S. headquarters address for written cancellation notices: Protect My Car, LLC, 570 Carillon Parkway, Suite 300, Saint Petersburg, FL 33716, USA.
What happens when you cancel
Access and coverage
Coverage typically ends on the effective cancellation date you request or the date stated in the confirmation from the provider.
After cancellation, roadside assistance and covered repair claims are generally no longer accepted unless the provider confirms otherwise in writing.
Renewal and account data
Automatic renewals should stop after cancellation, but confirm this explicitly with customer service to avoid future charges.
Request confirmation that your personal and payment data will be handled or deleted according to the provider’s privacy policy.
Will I get a refund?
Free-look period
Protect My Car offers a 30-Day Free Look policy: if you cancel within the first 30 days you may be eligible for a full refund.
Ask for written confirmation of a full refund when you cancel during this period.
Refunds after the free-look period
- After 30 days, refunds are prorated based on unused days or miles.
- A US$50 administrative cancellation fee applies to post - 30-day cancellations.
- Request a refund calculation showing remaining coverage, applied fees and the net refund amount.
Source summary: cancellation and refund terms are described in public guidance about cancelling Protect My Car policies (ShunAuto).
Protect My Car plans and pricing
What we found
No exact South African (ZAR) pricing for Protect My Car plans was located in the verified sources used to prepare this guide.
If you have an invoice or an official local price list, provide it and the exact amounts can be added to this table.
Pricing table
| Plan | Coverage summary | Price |
| Contact for pricing | Various extended-warranty-like plans and roadside assistance options. Details vary by contract. | Contact for pricing |
Your consumer rights in South Africa
General rights under the CPA
South African consumers are protected by the Consumer Protection Act (CPA), which provides rights to quality goods and services and remedies where services are not provided as promised.
For faulty goods, there are specific return and refund protections; service contracts have different considerations and are governed by contract terms and the CPA.
How this affects Protect My Car customers
Because Protect My Car provides a service contract, the written agreement’s cancellation and refund terms are important and typically determine remedies.
If you believe the provider breached the contract or the service was misrepresented, you may seek remedies under the CPA through local consumer protection bodies or legal advice.
Customer experiences
Common feedback themes
Public reviews on global platforms report mixed experiences, with recurring complaints about long wait times to reach customer service and difficulty contacting support.
These observations are not South Africa - specific but appear in global review data (TrustPilot).
Positive and negative notes
- Positive reports typically focus on successful claim payments when the provider authorises repairs.
- Negative reports often mention hold times, delayed responses and frustrations with phone support.
Documentation checklist
Essential documents to gather
- Policy or contract document showing the start date and coverage details.
- Policy/contract number and any membership ID.
- Proof of payment (invoice, bank/credit-card statement) and communication records with the provider.
Optional helpful items
- All emails, chat transcripts or call logs related to the policy or prior claims.
- Photographs or repair estimates, if cancelling due to dispute over coverage or service quality.
Common mistakes
Delaying cancellation
Waiting too long to cancel can mean losing the 30-Day Free Look full refund and facing the US$50 administrative fee plus prorated adjustments.
Example: cancelling on day 31 often triggers the standard cancellation fee and prorated refund instead of a full refund.
Poor record-keeping
Not saving policy numbers, payment receipts or written confirmation can make refunds and dispute resolution slower and harder.
Example: cancelling by phone without requesting written confirmation may leave you without proof of the cancellation date or refund calculation.
Comparative recap
How Protect My Car compares
The table below summarises known Protect My Car cancellation/refund features versus typical expectations from other vehicle protection providers.
Use the table to check what matters most to you (refund terms, fees, local support).
| Feature | Protect My Car (known) | Typical provider (general) |
| Free-look period | 30 days - full refund if cancelled within this period | Varies; some offer 14 - 30 days |
| Cancellation fee | US$50 administrative fee after free-look period | Some charge fees; amounts vary |
| Refund calculation | Prorated refund based on unused days or miles after free-look | Often prorated; policies differ on calculation method |
| Local South Africa support | No clear local cancellation address or pricing found in public sources used | Local providers usually list a South African office and local customer support |
After cancelling
Confirmations to expect
Obtain written cancellation confirmation showing the effective date, refund amount and final balance (if any).
Keep copies of all cancellation correspondence and any refund transaction receipts for your records.
Helpful links and further reading
Address
Known headquarters
The address found for Protect My Car, LLC (U.S. headquarters) is:
Protect My Car, LLC, 570 Carillon Parkway, Suite 300, Saint Petersburg, FL 33716, USA.
Note on local contact
No South African cancellation address or official local pricing page was located in the verified sources used to prepare this guide.
If you have a local invoice, contract or a South African contact for Protect My Car, include it when contacting customer service or seeking local consumer advice.