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Cancellation service #1 in South Africa
ClearScore is a service that provides free access to your personal credit score and credit report in South Africa.
It also offers optional paid features such as Protect Plus that provide extra monitoring and protection services.
You can access ClearScore via the web or mobile apps to view your credit information and receive insights to improve your credit health.
Basic ClearScore access is provided at no cost; some enhanced services are offered as subscriptions.
When you cancel a paid Protect Plus subscription, future billing stops but you typically retain access until the end of the current billing period.
Access to free ClearScore features remains available unless you delete your account.
Choosing Delete Account on the web permanently closes and deletes your ClearScore account.
For details on data handling after deletion, consult ClearScore’s Privacy Policy: Privacy Policy (ZA).
If you cancel Protect Plus within 7 days of purchase you are entitled to a full refund under ClearScore’s Protect Plus refund policy.
See the official refund guidance here: Protect Plus refund policy.
After the 7-day window, payments are generally non-refundable for partial subscription periods.
Refunds after this period may be considered only for billing errors or mistakes and usually require contacting ClearScore support.
ClearScore in South Africa offers a free standard plan for credit scores and reports.
Paid features such as Protect Plus are optional and billed separately; check Protect Plus documentation for current fees.
| Plan | Price | Period | Features |
|---|---|---|---|
| Standard ClearScore | R0.00 | Forever | Access your credit score and report unlimited times at no cost |
ClearScore’s Terms confirm they do not affect your statutory legal rights under South African consumer law.
These statutory rights cannot be waived or reduced by ClearScore’s contractual terms: ClearScore Terms (ZA).
If a Protect Plus complaint is not resolved within 20 business days you may refer it to the National Financial Ombud Scheme; see Protect Plus terms for contact details: Protect Plus terms (ZA).
Under the Privacy Policy you can request access to your personal data, ask which third parties have accessed it, and object to processing; contact [email protected] or the Information Officer in Centurion for formal requests.
Many users praise ClearScore’s user-friendly interface and quick access to credit scores and reports.
Reviewers also note helpful email updates and responsive customer service in some cases: Trustpilot reviews.
Some users report difficulties with changing address details and challenges when using dispute resolution processes.
Other reported issues include unwanted marketing contacts after signup and occasional unexplained score changes; these experiences vary between users.
Users sometimes expect instant removal of data; deleting your account is permanent but may not remove all retained records immediately due to legal and operational processes.
Check the Privacy Policy for how long ClearScore may retain certain data after account deletion.
ClearScore’s core service is free; people often assume ClearScore charges for the standard service and cancel in error.
If you have a Protect Plus subscription, cancel it separately via the app, Google Play, or account settings to stop billing.
This table compares the free ClearScore offering with typical Protect Plus subscription features and policies.
Protect Plus details and exact pricing should be checked in the Protect Plus documentation before purchasing.
| Feature | ClearScore (Free) | Protect Plus (Subscription) |
|---|---|---|
| Price | R0.00 | Paid (see Protect Plus terms) |
| Access | Unlimited credit score and report access | Additional monitoring, alerts and protections |
| Refund policy | Not applicable (free) | Full refund if cancelled within 7 days; otherwise limited - Protect Plus refund policy |
| Complaint escalation | Standard support channels | Can be escalated to the National Financial Ombud Scheme if unresolved in 20 business days - Protect Plus terms |
Save confirmation of the cancellation and any refund communication for your records.
Check your bank or card statements to ensure recurring payments have stopped.
Refer to ClearScore’s official pages for terms, privacy, and Protect Plus refund policy:
PO BOX 16995, LYTTELTON, CENTURION, GAUTENG, 0140, South Africa.
Use this address for formal notices or postal correspondence related to your account.
For complaints escalation details, refer to the Protect Plus terms and ClearScore Terms linked above.
For privacy requests, email [email protected] as specified in the Privacy Policy.
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Written by Kyle Adams
eIDAS legal expert · 8 years experience
Lawyer specialized in digital trust services and the eIDAS regulation, I have been helping individuals and businesses send legally binding certified mail for 8 years.