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Cancellation service #1 in Canada
More Than is an insurance and subscription service brand that offers consumer insurance products and related online account management tools. It operates a customer-facing website where users can manage subscriptions, file claims, and access support resources.
Information about cancellations and account management is published on More's Help Center; specific operational and refund policies are not extensively documented in public-facing sources.
When you cancel auto-renewal via the documented web methods, More Than keeps your access active until the end of the paid period. Cancellation turns off future billing but does not normally terminate access immediately.
More Than will retain account and transaction data according to its privacy and record‑keeping policies; if you need data deletion or clarification about retention, contact customer support or consult the company's privacy policy on their website.
There is no explicit, public refund policy (for example, a 14‑day right of withdrawal or an automatic pro rata refund on cancellation) found in More’s Help Center or Terms pages. That means refunds are not clearly guaranteed by publicly available policy documents.
Exceptions may exist on a case‑by‑case basis - for example, if a payment error occurred, or if a specific promotional or contractual term provides a refund. If you believe you are entitled to a refund, contact More’s customer support, present your documentation, and ask for a written decision. If More does not provide a satisfactory response, consider escalating through provincial consumer protection channels.
| Plan | Price | Main features |
|---|---|---|
| Varies | Varies | Varies |
Canada does not have a single federal law that gives a general right to return goods or cancel services for a refund; merchants generally set their own refund and cancellation policies and must honour those published terms. Some provinces have specific consumer protection rules that give limited cancellation rights for certain contracts (for example, short cancellation periods for door‑to‑door sales or certain pre‑arranged services), but these provincial rules typically do not create a universal right to a refund for online subscriptions unless the contract or local law specifically applies. For broader context on provincial variations and obligations, see a legal overview such as this summary.
Public reviews are mixed. Positive feedback highlights a straightforward website, easy navigation, competitive pricing and helpful customer service representatives. Many reviewers note that initial sign-up and online account access are user-friendly.
Negative reviews commonly relate to claims handling rather than cancellation: users report delays in claims processing (sometimes exceeding a month), poor communication or the need to repeatedly follow up, and difficulties arising after changes to system or underwriter arrangements. These reviews suggest that while account management is clear, post‑sale service and claims resolution are areas of concern for some customers. For direct user reports, see community review pages such as Trustpilot.
Common mistakes include assuming that cancelling through an app (App Store/Google Play) is documented when More’s public guidance only describes web‑based cancellation, failing to keep proof of cancellation (no screenshot or saved confirmation email), and not checking the end of the paid period so access or billing expectations are misunderstood. Other issues are assuming an immediate prorated refund without checking policy, and sending cancellation requests to the wrong address or support channel (which can delay processing).
| Method | Refund | Difficulty |
|---|---|---|
| Website: My profile → Subscriptions → Cancel | Not specified publicly | Easy |
| Email subscription link | Not specified publicly | Easy |
| App Store / Google Play | Not documented by More; app store refund policies may apply | Unknown / Varies (depends on platform) |
| Written cancellation by registered mail | Not specified publicly | Moderate (requires registered/tracked mailing and proof) |
After you cancel, watch for a confirmation email or on‑screen confirmation and save it with your records. Verify future billing statements to ensure auto‑renewal has stopped. If you expect a refund, follow up promptly and request a written explanation if one is denied.
If issues persist - such as continued billing, missing confirmation, or disputed refunds - contact More’s customer support first, then consider filing a complaint with your provincial consumer protection office. Helpful references include More’s Help Center article on cancellations (help.more.com) and public user reviews for experience context (Trustpilot).
For written or mailed correspondence, use the following address and send by registered or tracked mail to ensure proof of receipt: PO Box 255, Wymondham, NR18 8DP, United Kingdom. Keep the tracking number or registered mail receipt (for example, raccomandata A/R) as documentation of delivery.
Already sent a letter? Enter its tracking number to see its proof of dispatch and certified timestamp.
Written by Owen King
Digital-law graduate · 4 years experience
Graduate in digital law and passionate about secure written communication, I have been writing guides on certified mail and electronic registered delivery for 4 years.