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Cancellation service #1 in Canada
Greenlight is a financial-technology service that offers debit cards, family-focused money management tools, and subscription services. It operates via mobile apps and a website; some subscriptions and purchases may be handled directly by Greenlight while others are processed through external app stores (Apple App Store or Google Play).
If you cancel an app-store subscription without cancelling in the store itself, charges can continue because those subscriptions are managed externally. Cancelling a subscription purchased directly from Greenlight via the app/website stops future billing according to Greenlight’s terms. Closing your Greenlight account immediately cancels app and card access, triggers sale of any investments at market value, and initiates refunding of remaining balances. Greenlight’s help pages state refunds from account closure are typically returned within 5 - 7 business days.
Greenlight’s general policy is that partial refunds for unused portions of recurring subscription periods are not issued in most cases. Exceptions and specific refund timings include: prepaid subscription codes may be refundable if not redeemed within 60 days (minus processing fees) but are not refundable once redeemed; first-month fees may be refunded if you cancel before the first monthly billing date (subject to fraud review); refunds issued to a debit card are returned to the same card and typically post within 2 - 3 business days after processing; merchant refunds for card purchases are handled by the merchant and usually appear within 3 - 5 business days. See Greenlight’s prepaid subscription terms at greenlight.com and refund guidance at help.greenlight.com.
| Plan | Price (CAD) | Notes |
|---|---|---|
| Official Greenlight plans | Varies | Greenlight’s official pricing is listed in USD; Canadian-dollar pricing is not publicly listed for 2024/2025. Convert USD to CAD for estimates. |
If you contracted directly for services in Canada (for example, immigration or other direct-sales contracts), federal harmonized rules provide a 10‑day cooling-off period that starts when you receive the written contract or notice of cancellation rights; the seller must refund within 15 days of cancellation. In some cases of non-compliance or delayed delivery, cancellation rights can be extended (in some circumstances up to one year). Provincial rules also apply - for example, Ontario’s Consumer Protection Act (2023) requires refunds for cancelled consumer contracts to be processed within 15 days. These statutory rights can supplement Greenlight’s own terms if the transaction qualifies as a direct-sale under the federal/provincial rules. For more detail on federal harmonization see ised-isde.canada.ca and for Ontario law see ontario.ca.
Public reviews are mixed. Some customers report positive outcomes and satisfaction with service. At the same time, many reviews - especially on Trustpilot directed at Greenlight Canada immigration services - allege poor outcomes, non-delivery of promised services, and refund difficulties. If you rely on online reviews, consider the specific service you used (financial app vs. third-party immigration services) and look for verifiable documentation of outcomes and refunds. Example review sources: Trustpilot (Greenlight Canada).
Frequently seen errors include cancelling in the Greenlight app but forgetting to cancel a subscription purchased through the App Store or Google Play (which keeps billing active), assuming a pro rata refund will be issued for unused time when Greenlight’s policy generally disallows partial refunds, and not preserving receipts or the original contract which can weaken a consumer-rights or dispute claim. Another common issue is waiting to withdraw funds before closing an account - closing triggers sale of investments at market value, which may differ from expected balances.
| Method | Refund | Difficulty |
|---|---|---|
| Apple App Store / Google Play subscription | Refunds handled by Apple/Google per their policies; Greenlight cannot cancel these for you. Partial refunds uncommon. | Medium - must manage via the app store account; contact store support for refunds. |
| Direct Greenlight subscription (in-app or website) | Subject to Greenlight’s terms - generally no partial refunds; initial-month refund possible if cancelled before first billing in eligible cases. | Low - cancel in Settings → Account/My Plan; then follow refund process if eligible. |
| Closing Greenlight account | Remaining balance refunded; investments sold at market value; refund processed within about 5 - 7 business days. | Low - execute in Settings → Account → Close account; ensure you have documentation. |
Keep confirmation emails, receipts, screenshots of cancellation, and any support correspondence until your refund has posted and any disputed charges are resolved. If you cancelled via Apple or Google, monitor the app-store account and contact the store for refunds or billing disputes. For Greenlight account-closure questions or refund timelines, use Greenlight help resources: closing-account instructions at help.greenlight.com, prepaid subscription terms at greenlight.com, and general terms noted at gogreenlight.co. If you believe statutory consumer rights apply (for direct-sale contracts), reference federal/provincial consumer pages linked above and consider contacting your provincial consumer protection office for help.
For mailed notices (for example, arbitration opt-out or formal cancellation-related correspondence) use:
Greenlight Financial Technology, Inc., Attn: Customer Service - Arbitration Opt‑Out, 303 Peachtree St. NE, Suite 4300, Atlanta, GA 30308.
For important mailed notices you may choose a tracked/registered service (for example, raccomandata A/R or equivalent registered mail with return receipt) so you have proof of delivery.
Already sent a letter? Enter its tracking number to see its proof of dispatch and certified timestamp.
Written by Owen King
Digital-law graduate · 4 years experience
Graduate in digital law and passionate about secure written communication, I have been writing guides on certified mail and electronic registered delivery for 4 years.