Usługa rozwiązania Nr 1 w United Kingdom
Szanowni Państwo,
Niniejszym powiadamiam o mojej decyzji zakończenia umowy dotyczącej usługi Checkmyfile.
To powiadomienie stanowi zdecydowaną, jasną i jednoznaczną wolę rozwiązania umowy, ze skutkiem w najbliższym możliwym terminie lub zgodnie z obowiązującym terminem umownym.
Proszę o podjęcie wszelkich niezbędnych działań w celu:
– zaprzestania wszelkich rozliczeń od daty skutecznego rozwiązania;
– pisemnego potwierdzenia prawidłowego przyjęcia niniejszego wniosku;
– oraz, w razie potrzeby, przesłania końcowego rozliczenia lub potwierdzenia salda.
Niniejsze rozwiązanie jest Państwu przesłane certyfikowanym e-listem. Wysyłka, oznaczenie znacznikiem czasu i integralność treści są ustalone, co czyni go dowodem pisemnym spełniającym wymogi dowodu elektronicznego. Mają Państwo zatem wszystkie niezbędne elementy do regularnego przetworzenia tego rozwiązania, zgodnie z obowiązującymi zasadami dotyczącymi pisemnego powiadomienia i swobody umów.
Zgodnie z zasadami dotyczącymi ochrony danych osobowych, proszę również o:
– usunięcie wszystkich moich danych niepotrzebnych do Państwa zobowiązań prawnych lub księgowych;
– zamknięcie wszelkich powiązanych paneli osobistych;
– oraz potwierdzenie skutecznego usunięcia danych zgodnie z obowiązującymi prawami dotyczącymi ochrony prywatności.
Zachowuję pełną kopię tego powiadomienia oraz dowód wysyłki.
Cancellation Checkmyfile: Easy Method
What is Checkmyfile
Checkmyfile is an online credit monitoring service that provides consolidated reports from multiple credit agencies, daily updates, and support for identifying discrepancies in your credit file. It is commonly used to monitor credit for mortgage applications, spotting errors, and managing identity concerns.
How to cancel Checkmyfile
- Via web (desktop or mobile): log into your account, click your initials to access the Billing tab, then click “Cancel” and follow the on‑screen prompts. A confirmation email and secure message will follow. See the Manage subscription help article: https://www.checkmyfile.com/help-centre/help/how-do-i-manage-my-subscription
- Email or secure message: send a cancellation request to help@checkmyfile.com or send a secure message through your Checkmyfile account.
- By post (formal notice): send a signed cancellation letter by registered/return‑receipt mail (recommended) to the company address: Checkmyfile, 20 - 21 Lemon Street, Truro TR1 2LS, United Kingdom. Keep proof of postage and delivery.
What happens when you cancel
If you cancel during a free trial, Checkmyfile’s policy states that any open conversations are closed immediately. If you cancel while you are a paid subscriber, open conversations and disputes remain active until the end of the paid period you have already paid for. You should receive confirmation of cancellation by email and a secure message in your account; keep these confirmations as proof.
After cancellation your subscription will not auto‑renew at the next billing date. Your account access typically continues until the end of the paid period, but trial access will end immediately on cancellation as noted above.
Will I get a refund?
Checkmyfile’s published policy states that refunds are not provided for any unutilised portion of a subscription period. If you cancel, you can still access the service until the end of the period you have already paid for, but you should not expect a pro rata refund for remaining time.
There is no explicit reference in their published terms to a statutory 14‑day cooling‑off right for Canadian consumers; the policy wording simply states refunds are not offered for unused periods. If you believe you have a special circumstance (unauthorised charges, billing errors), contact Checkmyfile support and your payment provider promptly.
Checkmyfile plans and pricing
| Plan | Price | Period | Features |
|---|---|---|---|
| Standard (UK) | £14.99 | Monthly | After 30‑day free trial, access to multi‑agency credit report (Experian, Equifax, TransUnion), daily updates, support |
Your consumer rights in Canada
Checkmyfile’s published terms do not explicitly reference Canadian statutory cooling‑off periods or a 14‑day statutory refund right. Canadian consumers should review applicable provincial consumer protection laws and the terms of their payment method (credit card or bank) for rights related to recurring billing and unauthorised charges.
If you are charged after cancelling or you believe a charge is incorrect, contact Checkmyfile support and your card issuer promptly - many Canadian payment providers offer dispute or chargeback processes. Keep written proof of cancellation and any correspondence to support your claim.
Customer experiences
User reviews highlight several positive points: many customers praise Checkmyfile’s user‑friendly interface, consolidated reports from multiple agencies, and helpful customer support - particularly useful for mortgage applications and spotting discrepancies. Several reviewers also noted the cancellation flow can be straightforward when using the web cancellation option.
On the other hand, recurring complaints appear in reviews about unexpected recurring charges or being charged after cancellation, difficulty obtaining refunds, and instances where users found the free trial information confusing (for example, trial benefits not applying to returning users). Some reviewers described the cancellation process as cumbersome due to navigation issues or obstacles in locating cancellation options.
Documentation checklist
- Account details (email, username) and date/time of cancellation action
- Screenshot or copy of the cancellation confirmation email and any secure message
- Payment records: card statement showing last payment and any disputed charges
- Trial start and end dates (if applicable) and any promotional terms
- Copies of any correspondence with support, and postal proof/tracking if you send a registered letter
Common mistakes
Common mistakes include assuming cancellation happens automatically without checking for a confirmation email or secure message - always keep proof. Another frequent issue is cancelling partway through a trial or billing cycle without noting whether the trial ends immediately or billing continues; Checkmyfile closes open conversations immediately for trial cancellations, but paid subscriptions remain active until the period end. Some users rely solely on verbal confirmation or forget to check bank statements and then miss unexpected charges.
Example: a member cancels in the app but does not save the confirmation; later they dispute a charge but lack the supporting cancellation record. Example: a returning user expects a new free trial but finds the offer does not apply and is billed.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| Web (desktop or mobile) | No - refunds for unused periods are not provided | Low |
| Email or secure message | No - refunds for unused periods are not provided | Low - Medium |
| Registered postal letter | No - refunds for unused periods are not provided | Medium |
After cancelling
After you cancel, keep your cancellation confirmation and check your account and payment statements to ensure no further charges occur. For details on managing subscriptions see Checkmyfile’s help article: Manage my subscription. For information on what happens after cancellation see: What happens after cancellation.
If you are charged after cancelling, contact Checkmyfile support (help@checkmyfile.com) and your payment provider promptly. You may also consult consumer protection resources in Canada or your card issuer’s dispute process if necessary. For user reviews and common experiences, see Checkmyfile reviews on Trustpilot: Checkmyfile on Trustpilot (Canada).
Address
Checkmyfile
20 - 21 Lemon Street
Truro TR1 2LS
United Kingdom