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Cancellation service #1 in Canada
4.9Calculated on 5.6K reviews
I hereby notify you of my decision to terminate the contract relating to the Checkmyfile service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Checkmyfile: Easy Method
What is Checkmyfile
Checkmyfile is an online credit monitoring service that provides consolidated reports from multiple credit agencies, daily updates, and support for identifying discrepancies in your credit file. It is commonly used to monitor credit for mortgage applications, spotting errors, and managing identity concerns.
How to cancel Checkmyfile
- Via web (desktop or mobile): log into your account, click your initials to access the Billing tab, then click “Cancel” and follow the on‑screen prompts. A confirmation email and secure message will follow. See the Manage subscription help article: https://www.checkmyfile.com/help-centre/help/how-do-i-manage-my-subscription
- Email or secure message: send a cancellation request to help@checkmyfile.com or send a secure message through your Checkmyfile account.
- By post (formal notice): send a signed cancellation letter by registered/return‑receipt mail (recommended) to the company address: Checkmyfile, 20 - 21 Lemon Street, Truro TR1 2LS, United Kingdom. Keep proof of postage and delivery.
What happens when you cancel
If you cancel during a free trial, Checkmyfile’s policy states that any open conversations are closed immediately. If you cancel while you are a paid subscriber, open conversations and disputes remain active until the end of the paid period you have already paid for. You should receive confirmation of cancellation by email and a secure message in your account; keep these confirmations as proof.
After cancellation your subscription will not auto‑renew at the next billing date. Your account access typically continues until the end of the paid period, but trial access will end immediately on cancellation as noted above.
Will I get a refund?
Checkmyfile’s published policy states that refunds are not provided for any unutilised portion of a subscription period. If you cancel, you can still access the service until the end of the period you have already paid for, but you should not expect a pro rata refund for remaining time.
There is no explicit reference in their published terms to a statutory 14‑day cooling‑off right for Canadian consumers; the policy wording simply states refunds are not offered for unused periods. If you believe you have a special circumstance (unauthorised charges, billing errors), contact Checkmyfile support and your payment provider promptly.
Checkmyfile plans and pricing
| Plan | Price | Period | Features |
|---|---|---|---|
| Standard (UK) | £14.99 | Monthly | After 30‑day free trial, access to multi‑agency credit report (Experian, Equifax, TransUnion), daily updates, support |
Your consumer rights in Canada
Checkmyfile’s published terms do not explicitly reference Canadian statutory cooling‑off periods or a 14‑day statutory refund right. Canadian consumers should review applicable provincial consumer protection laws and the terms of their payment method (credit card or bank) for rights related to recurring billing and unauthorised charges.
If you are charged after cancelling or you believe a charge is incorrect, contact Checkmyfile support and your card issuer promptly - many Canadian payment providers offer dispute or chargeback processes. Keep written proof of cancellation and any correspondence to support your claim.
Customer experiences
User reviews highlight several positive points: many customers praise Checkmyfile’s user‑friendly interface, consolidated reports from multiple agencies, and helpful customer support - particularly useful for mortgage applications and spotting discrepancies. Several reviewers also noted the cancellation flow can be straightforward when using the web cancellation option.
On the other hand, recurring complaints appear in reviews about unexpected recurring charges or being charged after cancellation, difficulty obtaining refunds, and instances where users found the free trial information confusing (for example, trial benefits not applying to returning users). Some reviewers described the cancellation process as cumbersome due to navigation issues or obstacles in locating cancellation options.
Documentation checklist
- Account details (email, username) and date/time of cancellation action
- Screenshot or copy of the cancellation confirmation email and any secure message
- Payment records: card statement showing last payment and any disputed charges
- Trial start and end dates (if applicable) and any promotional terms
- Copies of any correspondence with support, and postal proof/tracking if you send a registered letter
Common mistakes
Common mistakes include assuming cancellation happens automatically without checking for a confirmation email or secure message - always keep proof. Another frequent issue is cancelling partway through a trial or billing cycle without noting whether the trial ends immediately or billing continues; Checkmyfile closes open conversations immediately for trial cancellations, but paid subscriptions remain active until the period end. Some users rely solely on verbal confirmation or forget to check bank statements and then miss unexpected charges.
Example: a member cancels in the app but does not save the confirmation; later they dispute a charge but lack the supporting cancellation record. Example: a returning user expects a new free trial but finds the offer does not apply and is billed.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| Web (desktop or mobile) | No - refunds for unused periods are not provided | Low |
| Email or secure message | No - refunds for unused periods are not provided | Low - Medium |
| Registered postal letter | No - refunds for unused periods are not provided | Medium |
After cancelling
After you cancel, keep your cancellation confirmation and check your account and payment statements to ensure no further charges occur. For details on managing subscriptions see Checkmyfile’s help article: Manage my subscription. For information on what happens after cancellation see: What happens after cancellation.
If you are charged after cancelling, contact Checkmyfile support (help@checkmyfile.com) and your payment provider promptly. You may also consult consumer protection resources in Canada or your card issuer’s dispute process if necessary. For user reviews and common experiences, see Checkmyfile reviews on Trustpilot: Checkmyfile on Trustpilot (Canada).
Address
Checkmyfile
20 - 21 Lemon Street
Truro TR1 2LS
United Kingdom