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Cancel CREDITSECURE
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I hereby notify you of my decision to terminate the contract relating to the Creditsecure service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Creditsecure: Easy Method
What is Creditsecure
Creditsecure is a credit-monitoring and identity-protection service associated with American Express ConsumerInfo. It markets features like credit monitoring and alerts and is most commonly encountered as an add-on subscription managed through app stores or via ConsumerInfo.com/AmEx enrollment channels. The service is U.S.-based in its enrolment and terms, even when used by Canadian cardholders.
How to cancel Creditsecure
- App Store (iTunes): On your iPhone or iPad go to Settings → Tap your Apple ID at the top → Subscriptions → locate "CreditSecure" → Tap it and Turn Off Auto-Renewal or Cancel Subscription. See Apple support for details.
- Google Play: Open the Google Play Store app → Menu (three lines) → Subscriptions → select "CreditSecure" → Cancel subscription and follow prompts. See Google Play help.
- Email: Send a clear cancellation request to support@creditsecure.com. Include your full name, account email, last four digits of the payment card, and subscription start date; request written confirmation.
- Phone: Call 1-866-617-1893 and request cancellation. Ask for a confirmation number and the name of the agent. Note the date/time of the call.
- Letter (postal mail): Mail a signed cancellation request to CreditSecure c/o ConsumerInfo.com, Inc., PO Box 1459, Allen, TX 75013. Send by certified or registered mail and keep tracking/receipt for proof.
- DoNotPay (third-party): Use a cancellation service such as DoNotPay to submit the cancellation on your behalf; follow their flow and retain their confirmation.
What happens when you cancel
If you cancel a monthly Creditsecure subscription you generally retain access through the end of the already‑paid monthly period; auto‑renewal will be turned off so it does not charge again. For annual plans, the service terms indicate that cancellation may end service immediately and trigger a pro‑rated refund where applicable. Account data and any retained records are governed by the provider's privacy policy - if you want account deletion, request it explicitly in writing and ask for confirmation of removal or retention period.
Will I get a refund?
Refund eligibility depends on the plan type and the provider’s terms. For monthly enrollments, the terms state there is no refund and you keep access until the paid month ends. For annual enrollments, the stated policy is a pro‑rated refund and that service may end immediately. The so‑called initial 30‑day period is not a true free trial in some flows - the first period may charge US$1 and that amount has been reported non‑refundable. Because Creditsecure enrolment is handled through U.S. ConsumerInfo/AmEx channels, those terms typically govern refunds; however, if you are in Canada and believe you were billed improperly, you can also pursue a dispute with your card issuer under Canadian consumer protections.
Creditsecure plans and pricing
| Plan | Typical Price / Charge | Billing | Notes |
|---|---|---|---|
| Monthly enrollment | Varies by offer (monthly fee) | Monthly | No refund for monthly; access continues until period end |
| Annual enrollment | Varies by offer (annual fee) | Annual | Pro‑rated refund possible; service may end immediately on cancellation |
| Initial / "free" period | US$1 initial charge reported | One‑time initial then recurring per selected plan | US$1 initial charge has been reported as non‑refundable |
Your consumer rights in Canada
Canadian consumer protection laws allow cardholders to dispute unauthorized or incorrect charges and require transparent cancellation and refund processes. However, Creditsecure enrollments are often processed through U.S.-based AmEx ConsumerInfo, whose stated terms will normally control refunds and cancellation mechanics. If you cannot get cancellation confirmed or are charged after you cancelled, contact your card issuer promptly to open a dispute or chargeback under Canadian banking rules. Keep written records and proof of cancellation when you contact your issuer.
Customer experiences
There are few credible, dedicated Canadian user reviews specifically for Creditsecure on major review platforms. Some third‑party sites describe the service as optional and warn that cancellation can feel convoluted, with the initial low‑cost period sometimes followed by an unexpected recurring charge. At the same time, no large‑scale verified Canadian complaint cluster was identified; experiences appear mixed and often depend on how the subscription was purchased (app store vs direct enrolment).
Documentation checklist
- Copy of subscription confirmation or receipt (email or screenshot)
- Account email and username used for Creditsecure
- Last four digits of the card used and date of first charge
- Cancellation request (email text or signed letter) and any confirmation number
- Phone call notes (agent name, time, confirmation number) if cancelled by phone
- Certified mail tracking/receipt if you send a postal cancellation
Common mistakes
Avoid assuming the US$1 initial charge is refundable; many reports indicate it is not. People also forget to turn off auto‑renew within the correct app store account (Apple ID or Google account) and then are surprised by the next charge. Sending a postal cancellation without certified tracking or failing to keep a copy of emailed cancellation instructions often leaves you without proof. Finally, contacting the wrong party (e.g., a third‑party reseller instead of ConsumerInfo/AmEx or the app store) can delay resolution - confirm which channel processed your billing before you reach out.
Comparative recap
| Method | Refund | Difficulty |
|---|---|---|
| App Store (iTunes) | Depends on plan: Monthly - no refund; Annual - see terms (pro‑rated) | Low - cancel in iOS Settings |
| Google Play | Depends on plan: Monthly - no refund; Annual - see terms (pro‑rated) | Low - cancel in Google Play subscriptions |
| Email to support@creditsecure.com | Depends on plan; request confirmation in writing | Moderate - depends on response time |
| Phone (1-866-617-1893) | Depends on plan; ask for confirmation number | Moderate - verbal confirmation should be noted |
| Letter (postal) | Depends on plan; useful as proof of request | Higher - slower but provides physical proof if sent certified |
| DoNotPay (third‑party) | Depends on plan; service assists with cancellation | Low - automated but verify confirmation |
After cancelling
After you cancel, save any confirmation (email, screenshot, agent name/number, certified mail receipt). Monitor your bank or card statements for at least two billing cycles to ensure no further charges occur. If you see an unauthorized or recurring charge after cancellation, contact the card issuer to dispute the charge and provide your cancellation proof. Helpful resources: Apple subscriptions, Google Play subscriptions, and a general cancellation assistance resource such as DoNotPay.
Address
CreditSecure c/o ConsumerInfo.com, Inc., PO Box 1459, Allen, TX 75013, USA. If you send postal mail, send by certified/registered mail (raccomandata) to ensure proof of delivery and retain the tracking/receipt for your records. You can also contact support@creditsecure.com or call 1-866-617-1893 for assistance.