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Cancellation service #1 in Canada
FloatMe is a personal-finance mobile app that offers small cash advances (floats) and a monthly membership that enables access to those advances and related app features. Memberships and instant-float fees are charged in USD and governed by FloatMe’s Help Center guidance and Terms and Conditions.
After you submit a cancellation, FloatMe will send a confirmation email and the app should display “Pending Cancellation.” Your access to the membership and advance features continues until the end of the current billing cycle. At the end of that cycle the account will become inaccessible and, per FloatMe’s Help Center, the account may remain inaccessible for up to 60 days. Cancellation prevents future renewals but does not automatically generate refunds under FloatMe’s stated policies.
FloatMe’s Terms and Conditions state that connection fees, instant float fees, and membership fees are non‑refundable. The Help Center reiterates that deleting the app does not cancel subscriptions and that late cancellations are not eligible for refunds. FloatMe’s published policies do not reference Canada’s 14‑day cancellation or cooling‑off rights; if you believe provincial consumer law or other regulation gives you a refund right, you may need to pursue that through consumer protection channels. Regulatory or enforcement actions (for example, past enforcement orders concerning cancellation practices) can affect refund outcomes in specific cases.
| Plan | Price | Period | Features |
|---|---|---|---|
| Monthly Subscription | USD 4.99/month | Monthly | Access to advances and app features (floats, finance tools) |
| Instant Float fee | USD 1 - 7 per advance | Per Advance | Fee for faster delivery depending on amount (e.g., $1 for small floats up to $7 for larger ones) |
Canadian consumer protection laws in some provinces provide a cooling‑off or cancellation right for digital purchases; these laws and application details vary by province. FloatMe’s publicly posted Terms and Help Center do not reference or explicitly honor a 14‑day Canadian cancellation right and state fees are non‑refundable. If you believe provincial law entitles you to a refund, you can contact your provincial consumer protection office or an appropriate regulatory agency to request guidance or to file a complaint. You may also consider disputing unauthorized or continuing charges with your bank or card issuer if you can document an error.
Users report both positive and negative experiences. Positive feedback highlights quick access to small advances, a simple user interface, and useful repayment terms for some customers. Negative reports commonly describe being charged the membership fee but denied advances, cancellations that failed to stop renewals (including charges months after deletion), difficulties linking bank accounts, app glitches, slow or unhelpful customer support, and unexpected account terminations. There have also been regulatory scrutiny and enforcement actions related to marketing and cancellation practices.
Users often assume deleting the app cancels the subscription - it does not; the subscription must be cancelled in‑app or via the App Store/Google Play subscription settings. Waiting until the renewal day (rather than at least 1 business day before) can result in an unwanted charge. Many customers neglect to save the cancellation confirmation or screenshots, which makes disputes harder. Another frequent error is confusing the app’s membership charge with third‑party store billing - if you subscribed through Apple or Google you must cancel in the store account, not just in the app.
| Method | Refund | Difficulty |
|---|---|---|
| In‑app (Profile → Membership → Cancel) | No (policy: membership and float fees non‑refundable) | Easy to initiate; may encounter support delays or “Pending Cancellation” handling |
| App Store / Google Play subscription settings | No (store/subscription refunds handled by store; FloatMe policy is no refunds) | Medium - cancel in store subscription settings; removing app alone does not cancel |
| Registered mail / written notice | No (policy still states non‑refundable; paper record can help disputes) | Harder / slower but creates a dated, trackable record for disputes |
After you cancel, keep the confirmation email and screenshots showing “Pending Cancellation.” Monitor your bank or card statements for any continued charges. If unauthorized or continued charges occur, contact FloatMe support first and include your documentation; if that does not resolve it, contact your card issuer or bank to dispute the charge and consider filing a complaint with your provincial consumer protection authority.
Useful links: FloatMe Help Center, FloatMe Terms and Conditions, Apple - cancel subscriptions, Google Play - cancel subscriptions, Government of Canada - consumer protection.
If you choose to provide written notice, send it by registered mail (raccomandata A/R) marked “Customer Inquiry” to:
FloatMe, Corp., ATTN: Customer Inquiry, 110 E Houston St., 7th Floor, San Antonio, TX 78205, USA
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Written by Amelia Clark
Digital-law graduate · 4 years experience
Graduate in digital law and passionate about secure written communication, I have been writing guides on certified mail and electronic registered delivery for 4 years.