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Cancellation service #1 in Singapore
Dailypay is a fintech service that lets employees access earned wages before the regular payday. It is designed to improve short-term cash flow by permitting on-demand transfers of earned pay.
Employees link payroll and bank details, then request transfers of earned wages via the mobile app. Transfers may be instant (with fees) or processed to the linked bank account on a schedule aligned to payroll.
Once cancellation is initiated and any outstanding early-transfer balances are settled, your primary bank account information is restored to payroll for the next regular payday.
Your DailyPay account will be fully canceled but can be reactivated later by logging in again.
Cancellation via the app typically completes in minutes (average ~10 minutes), but full processing may span one or more pay periods depending on your employer's payroll cycle.
Plan cancellations around payroll dates to avoid timing issues with pay or transfers.
The following prices are taken from the Singapore App Store listing for the associated app offering. They reflect App Store charges shown in Singapore.
| Plan | Price | Period | Features |
|---|---|---|---|
| Monthly | S$2.98 | monthly | All Premium features including automatic allowance calculations, iCloud backup, CSV export, smart repeating schedules, income goals, home widgets, no ads |
| Annual | S$19.98 | annual | All Premium features with annual billing (equivalent to approximately S$1.66/month) |
DailyPay's program terms explicitly permit users to cancel participation at any time without penalty. Use the app tools or contact support to cancel.
DailyPay’s publicly stated policies do not include an explicit 14-day cooling-off or refund right for its services; refunds for purchases are generally controlled by merchant policies.
If you believe local consumer law may apply, consider seeking independent advice from a consumer-protection authority or legal adviser in Singapore.
Many users report that early access to earned wages improves cash flow, helps manage bills and emergencies, and is easy to use in day-to-day situations.
Review platforms show positive ratings for usability and value among some users.
Common complaints include payment delays, balance discrepancies between the app and actual payroll, and fees for instant transfers.
Several users report issues with customer support responsiveness, difficulty deactivating accounts, or disputes over overpayments.
Read user reviews on Trustpilot: DailyPay reviews on Trustpilot.
One common mistake is cancelling too close to a payroll cutoff, which can leave transfers unsettled or delay restoration of your payroll bank account.
Another is failing to clear outstanding early-transfer balances before expecting full account closure or payroll restoration.
People sometimes expect DailyPay to reverse merchant charges; instead, merchants handle refunds and credits return to the card per merchant policy.
Also, some users forget to request cancellation of both the earnings account and the DailyPay Card if they wish to close both services.
| Feature | Dailypay | Traditional payroll | Notes |
|---|---|---|---|
| Cost to employee | monthly S$2.98 / annual S$19.98 | monthly N/A | Dailypay app listings show optional premium pricing; standard payroll usually has no employee fee. |
| Access to wages | On-demand transfers; instant transfers may incur fees | Paid on scheduled payday | On-demand access improves liquidity but may include transfer fees. |
| Refunds | Merchant refunds to Card; no subscription refunds typical | Handled via employer payroll or merchant | Merchant refund rules apply for card purchases. |
The period labels in the comparison use monthly for monthly and annual for yearly pricing as shown above.
Compare timing and fee trade-offs when deciding whether to keep or cancel the service.
For a step-by-step cancellation guide consulted by third parties, see: How to cancel DailyPay (third‑party guide).
To review community feedback before or after cancelling, see user reviews: DailyPay on Trustpilot.
If you use the Apple app, check the App Store listing for app-specific details: DailyPay on the Singapore App Store.
DailyPay headquarters (public listing): 55 Water Street, 42nd Floor, New York, NY 10041, USA.
There is no verified DailyPay office listing in Singapore; corporate contact and support are handled electronically or via the channels shown in the app and online resources.
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Written by Nurul Yeo
Former postal advisor · 5 years experience
Former postal-services advisor and e-signature specialist, I have been writing for Postclic for 5 years to demystify legally binding mail for everyday users.