What is Equifax
Overview
Equifax is a global consumer credit reporting agency that provides credit reports, credit scores and identity-related services. It offers monitoring and report products to consumers and businesses.
Services offered
Services typically include credit score checks, credit report access and identity-protection features. Available consumer products and pricing can vary by country and by distribution channel.
How to cancel Equifax
By platform
- App Store (Apple): Cancel directly in your Apple App Store subscription settings. Equifax cannot cancel App Store subscriptions for you. See the app listing here: Credit Score Check on Apple App Store.
- Google Play: Cancel via Google Play subscription settings. Equifax cannot cancel Google Play subscriptions; use your Google Play account or the Google Play Help pages.
- Web / Equifax account: Log in to your Equifax account on the Equifax website, go to "My Account" → "Cancel Subscription", or follow the website’s cancellation flow. Some regions also allow cancellation by contacting customer support.
Contact options and timing
- Where available, cancel before the renewal date to avoid the next charge. Access typically continues until the end of the current billing period.
- If the online option is not visible, contact Equifax customer support for your region and request cancellation details. Keep records of any confirmation.
What happens when you cancel
Access after cancellation
When you cancel a subscription purchased via Equifax web account, access generally continues through the end of the active billing period.
For store-based subscriptions (Apple, Google), access and billing are handled by the store and follow the store's rules.
Account and data
Cancelling a paid subscription usually stops future billing but does not necessarily delete your Equifax account or data. You may need to request data deletion separately if desired.
Retained records and reports may persist according to Equifax terms and applicable law.
Will I get a refund?
Standard refund rules
- Monthly subscriptions: No refunds for partial months; access continues through the current billing period.
- Annual subscriptions: Prorated refunds may be available for fully unused months, excluding the partial current month.
- One‑time/report products: Generally treated as final sale once delivered and refunds are not provided.
Exceptions and regional rights
- Some regions have specific consumer rights - for example, Equifax UK documents a 14‑day cancellation right with a full refund in certain cases. See Equifax UK terms for that example: Equifax UK terms.
- In Singapore, no specific Equifax-stated statutory refund right was found; eligibility for refunds may depend on the purchase channel and local consumer law.
Equifax plans and pricing
Summary of known third-party pricing
The following table shows pricing found in the provided data for a third‑party app that aggregates bureau data (not an official Equifax product).
Notes on official pricing
No official Equifax-branded consumer pricing in SGD for Singapore (2025/2026) was publicly available in the verified data; many Equifax consumer plans are USD‑based and U.S.-centric.
| Plan | Price | Period | Features |
| Credit Score Check (third-party app) | S$6.98 per week; S$19.98 per month; S$59.98 per year; S$89.98 lifetime | Weekly / Monthly / Annual / Lifetime | Aggregates credit bureau data including Equifax, TransUnion, Experian; not an official Equifax service |
Your consumer rights in Singapore
Relevant law
Singapore consumers are protected by laws such as the Consumer Protection (Fair Trading) Act (CPFTA) and other consumer safeguards. These laws cover unfair practices and misrepresentation.
Specific statutory cancellation or refund periods for online subscriptions were not identified in the verified data for Equifax; individual eligibility depends on the purchase terms and applicable Singapore law.
Practical steps to enforce rights
- Keep records of purchase receipts, confirmation emails and any cancellation attempts.
- If you believe a charge is unfair, contact the merchant first, then your bank or card issuer to dispute the charge if unresolved.
- Consider contacting CASE (Consumers Association of Singapore) or legal advice for persistent disputes.
Customer experiences
Positive feedback
Some users report that Equifax products are user-friendly and provide clear credit reports and useful monitoring tools. These comments note helpful features when products function as expected.
Positive mentions often reference straightforward report layouts and compliance-related insights.
Negative feedback
- Many complaints on review platforms cite difficulties cancelling subscriptions, unexpected billing, and slow customer support responses. See aggregated reviews: Equifax on Trustpilot.
- Some users report being redirected to call support or finding no clear online cancellation path for certain channels.
Documentation checklist
Before contacting support
- Purchase confirmation or receipt (email or app store receipt).
- Account email and username used with Equifax.
- Subscription renewal date and billing method (card, Apple/Google account).
When you contact Equifax or a store
- Take screenshots of subscription settings showing status and renewal date.
- Save any cancellation confirmation number, email or chat transcript.
Common mistakes
Attempting to cancel in the wrong place
Users often try to cancel a subscription on the Equifax website when the purchase was made via Apple or Google Play. That approach will not stop store-managed charges.
Always check where the original purchase was made (App Store, Google Play, or directly on Equifax) before cancelling.
Missing renewal timing and confirmation
Another common mistake is not cancelling before the renewal date or failing to retain cancellation confirmation. This can lead to unexpected renewals and difficulty obtaining refunds.
Always cancel early and keep proof of cancellation to avoid disputes.
Comparative recap
Cancellation channel comparison
| Platform | How to cancel | Refund typical | Period |
| App Store (Apple) | Cancel via Apple App Store subscription settings; Equifax cannot cancel for you. App listing | Handled by Apple; refunds via Apple policies, not Equifax. | Billing cycle set by App Store |
| Google Play | Cancel via Google Play subscription settings; Equifax cannot cancel these. | Handled by Google Play policies; contact Google for refunds. | Billing cycle set by Google Play |
| Web / Equifax account | Cancel in "My Account" → "Cancel Subscription" on Equifax website or contact customer support if available. | Monthly: no partial refund. Annual: prorated refund may apply per Equifax policy. | Depends on your subscription plan |
Key takeaway
Where you purchased determines who controls cancellation and refunds - the store (Apple/Google) or Equifax web account.
Confirm the purchase channel and follow the correct cancellation path to avoid unintended charges.
After cancelling
Confirm and monitor
- Save cancellation confirmations and monitor your payment method for future charges.
- If you still see charges, contact the payment provider (Apple, Google or your bank) and provide your documentation.
Useful links
Address
Equifax location (Singapore)
38 Beach Road, #23‑11, South Beach Tower, Singapore 189767
Notes on contacting
No specific cancellation address or generic customer phone number was provided in the verified data. Use your account portal or the purchase channel (Apple/Google) for cancellations where appropriate.