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I hereby notify you of my decision to terminate the contract relating to the Myfico service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Myfico: Step-by-Step Guide
What is Myfico
Service overview
MyFICO provides access to FICO credit scores, credit reports, and monitoring tools that help users track and manage credit health.
The service offers score updates, alerts, and educational information used by consumers and lenders to assess creditworthiness.
Who uses it
Individuals who want regular FICO score updates, identity alerts, or help understanding credit factors commonly subscribe to MyFICO.
Plans vary by frequency and features, so users choose monthly, quarterly, or annual billing according to need.
How to cancel Myfico
Cancel on the website
- Sign in to your MyFICO account and open Account Settings.
- Go to the Subscriptions or My Subscriptions page and follow the on-screen cancellation steps.
Cancel via mobile apps or phone
- iOS/Android: Open the MyFICO app, tap the More tab, then the Subscription screen and follow cancellation prompts.
- Phone: Call MyFICO customer service (US number) to request cancellation by phone. Office hours are typically Mon - Fri 6 AM - 6 PM PT, Sat 7 AM - 4 PM PT.
What happens when you cancel
Access after cancellation
When you cancel, your access depends on the billing cycle you paid for: you typically retain access until the end of the paid period.
Canceling stops future renewals but does not always remove account data immediately.
Renewals and data retention
Automatic renewals are stopped after cancellation; you will not be billed again unless you re-subscribe.
MyFICO retains account and report data per its policies; contact support if you need data removed or exported.
Will I get a refund?
General refund rules
- Annual subscriptions: May be eligible for a pro‑rated refund for unused time, calculated quarterly; no pro‑rations for partial quarters.
- Quarterly & monthly subscriptions: Cancellation stops further billing, but refunds for amounts already paid are generally not provided.
- One-time purchases: Non‑subscription purchases are typically not eligible for cancellation or refund.
Exceptions and how to request
Refunds and exceptions are determined by the terms of service and the subscription tier you purchased.
If you believe you are entitled to a refund, contact MyFICO customer service and provide order details; escalate with documentation if needed.
Myfico plans and pricing
Where to check official pricing
MyFICO lists plan options and USD pricing on its official product pages; pricing and available plans can change over time.
Check the official MyFICO product page for the latest plan details and feature comparisons.
About Singapore pricing
MyFICO lists prices in USD; there is no official SGD pricing published on their site.
To see SGD prices for in-app subscriptions, check the App Store (Singapore) or contact MyFICO support for guidance.
Your consumer rights in Singapore
Applicable laws
Singapore consumer protection laws such as the Consumer Protection (Fair Trading) Act and Sale of Goods Act do not automatically give a 14‑day cooling‑off right for digital services.
Refunds for digital subscriptions are generally governed by the seller’s terms unless the service is defective or misrepresented.
Practical steps if you have a dispute
- Contact MyFICO support and request a written confirmation of cancellation and any refund decision.
- Keep records: receipts, screenshots, dates, and messages to support your case if you escalate.
Customer experiences
Positive feedback
Some users report straightforward signup and receipt of requested FICO scores and useful monitoring features.
Independent reviews and summaries can help set expectations before subscribing.
Common complaints
Public reviews show recurring issues with cancellation difficulty, phone‑only cancellation requirements, and disputes over refunds.
See user reviews and discussions for a range of experiences and tips from other customers.
Documentation checklist
Essential information to have ready
- Account email address and username used to register the MyFICO account.
- Order number or transaction ID from your receipt.
- Last four digits of the payment card and billing date (if available).
Helpful supporting items
- Screenshots of subscription pages, receipts, and billing history.
- Notes of any phone conversations (date, time, agent name) and confirmation numbers.
Common mistakes
Not cancelling the correct subscription
One frequent error is cancelling on the website but forgetting to cancel an App Store or Google Play subscription.
Verify which platform billed you and cancel from that platform if required.
Misunderstanding trial and billing terms
Some users report free trials converting to paid subscriptions without clear awareness; always check trial duration and renewal policies.
Assume trials auto‑renew unless you cancel before the trial ends and keep a calendar reminder.
Comparative recap
At-a-glance comparison
| Feature | Period | Cancellation method | Refund likelihood |
|---|---|---|---|
| Annual plan | Annual | Website or app; phone support | Pro‑rated refund possible (calculated quarterly) |
| Quarterly plan | Quarterly | Website or app; phone support | No refunds for paid quarters; stops future billing |
| Monthly plan | Monthly | Website or app; phone support | No refunds for months already paid; stops future billing |
| One‑time purchase | One‑time | Contact support; subject to terms | Generally non‑refundable |
After cancelling
What to check immediately
- Confirm you received a cancellation confirmation email or on‑screen confirmation.
- Monitor your next bank or card statement to ensure future charges stop.
Helpful links and next steps
Review MyFICO plan details or re‑subscribe information on the official product page.
For community feedback and experiences, consult third‑party review and discussion pages.
To check App Store pricing in Singapore, view Apple’s App Store pricing changes information.
App Store pricing (Apple Newsroom)
Address
Corporate address
MyFICO corporate mailing address (for written notices):
12790 El Camino Real, Suite 300, San Diego, CA 92130, United States
Contact options
For account changes and cancellations use the website or app subscription screens first.
If necessary, contact MyFICO customer service by phone during published US business hours to request assistance with cancellation or billing queries.