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Cancellation service #1 in Canada
Finelo is an online education and trading-guidance service offering structured lessons, guides and subscription plans intended to teach trading and investing skills. It delivers digital content through its website and mobile apps (Android via Google Play and iOS via the Apple App Store).
When you cancel, access continues until the end of the paid period unless Finelo’s policies state otherwise. Cancellation stops auto‑renewal; it does not necessarily delete your account or your learning progress. Your account data and completed modules are typically retained according to Finelo’s data retention practices - contact support if you need full account deletion.
Digital content is generally non‑refundable once delivered. Finelo’s website offers a Money‑Back Guarantee in some cases (usually within 30 days) but only if specific usage criteria are met and proven with screenshots (for example, minimum days used and modules/guides completed depending on the plan). If you subscribed via the website but later used the mobile app, Finelo treats the subscription as website‑origin and refund requests should be sent to [email protected] with full details. If you subscribed through Google Play, contact Finelo support with your order ID for review. If you subscribed through the App Store, Apple manages refunds - use Apple Support > Purchases & Refunds to start a request. EU residents have a 14‑day right of withdrawal; outside that or where platform/store rules apply, refunds are limited.
| Plan | Price (approx. CAD) | Period | Notes |
|---|---|---|---|
| One‑week plan | ≈ C$6.93 | One week | Introductory short‑term access; CAD amount approximate (source USD converted) |
| Four‑week plan | ≈ C$19.99 | Four weeks | Monthly‑like subscription; CAD approximate |
| Twelve‑week plan | ≈ C$39.99 | Twelve weeks (then auto‑billed) | Quarterly plan then auto‑billed monthly at same rate; CAD approximate |
Canadian consumer protection does not automatically entitle you to refunds for delivered digital content, but provincial laws prohibit misrepresentation, hidden recurring billing and failure to disclose subscription renewals. If a merchant misled you or failed to clearly disclose recurring charges, that conduct may violate provincial consumer protection statutes. For accidental purchases or unclear recurring billing, you can request a refund from the merchant; if refused, you may escalate with your bank or credit card company (chargeback) or file a complaint with your provincial consumer protection office. Purchases made through Apple or Google are subject to those platforms’ refund processes, which you can invoke if the platform’s criteria are met.
User reviews are mixed. Positive reviewers on TrustPilot and on Finelo’s official reviews page praise clear lesson structure, approachable teaching and helpful content that builds confidence in trading. See a sample TrustPilot summary here and an official Finelo testimonial here. Conversely, some users on Reddit and independent review sites report unexpected subscription charges, difficulty cancelling, refusal to refund accidental purchases, and concerns about unclear billing or misleading practices; search community reports on Reddit and an independent review here. These mixed experiences underline the importance of keeping receipts and screenshots when subscribing.
Common problems include cancelling in the wrong place (for example trying to cancel a website subscription from the mobile app - website subscriptions must be cancelled via the web app), neglecting to cancel through Google Play or Apple if you subscribed in those stores, failing to save receipts or order IDs, assuming automatic refund rights for delivered digital content, and waiting past refund windows or guarantee deadlines. Example: a user who subscribed on the website but later opened the app and attempts cancellation from the iPhone will find the web app cancellation route is required.
| Method | Refund | Difficulty |
|---|---|---|
| Web (Finelo website / web app) | Possible - Money‑Back Guarantee within 30 days if strict usage criteria and proof provided; otherwise digital content typically non‑refundable. | Medium (requires meeting criteria and supplying screenshots) |
| Google Play (Android) | Contact Finelo with order ID; Google Play refund rules also apply - outcome depends on review. | Medium (depends on merchant review and Google Play policy) |
| App Store (iOS) | Refunds handled by Apple via Apple Support > Purchases & Refunds; Apple processes refund requests separately from Finelo. | Low - Medium (Apple generally responds quickly to requests; outcome follows Apple’s criteria) |
After you cancel, keep a copy of the cancellation confirmation, receipts and any support ticket numbers. For refunds or disputes, contact Finelo at [email protected] and include your order ID, screenshots and a clear statement of what you are requesting. Relevant Finelo support pages: unsubscribe instructions How do I unsubscribe?, refund policy What is your refund policy?, and how to apply for a refund How can I apply for a refund?. If email or support tickets do not resolve the issue, you may send a registered letter (raccomandata A/R) to the corporate address below and/or contact your bank or credit card issuer to explore a chargeback.
Finelo Limited
Georgiou A, 83, Shop 17, Potamos Germasogeias
Limassol 4047, Cyprus
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Written by Harper Allen
eIDAS legal expert · 7 years experience
Lawyer specialized in digital trust services and the eIDAS regulation, I have been helping individuals and businesses send legally binding certified mail for 7 years.