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Cancellation service #1 in Canada
Mylo is a brand associated with both physical swim products (Mylo Swim) sold online and digital service offerings (branded here as Mylo Enterprises) such as subscription or bespoke digital services. In Canada, some legacy Mylo account plans and pricing persisted, and the consumer-facing product mix overlaps with services now promoted under related brands (for example, Moka).
When you cancel a physical‑goods purchase and the return is accepted, your access to the item (possession) ends once the return is received and processed. For subscriptions or recurring services, cancellation typically prevents future renewals but does not always prorate or refund past charges unless the provider’s policy allows it. For digital services governed by Mylo Enterprises’ policy, access already granted or content already delivered will normally remain subject to the original sale terms and you may retain access until the end of any paid period despite cancellation requests, depending on the contract.
Mylo Swim (web purchases): Refunds are issued to the original payment method after the returned item is received and inspected. There is no fixed timeline published for processing the refund; shipping costs are generally non‑refundable. Mylo Enterprises (digital services): Sales are final in most cases. No refunds, partial credits, or proration are provided except in limited circumstances such as verified duplicate charges or confirmed fraud. Pre‑launch or last‑minute cancellation windows noted by the provider (for example, billing within 72 hours) do not guarantee refunds; check the specific service agreement.
| Plan | Price | Period | Features |
|---|---|---|---|
| Basic (legacy Mylo) | C$1.00/month | Monthly | Non‑registered accounts, weekly withdrawals, portfolio manager, cashback perks |
| Advantage / Premium (legacy Mylo) | C$3.00/month | Monthly | Includes RRSP, socially responsible investing, next‑day withdrawals, plus basic features |
| Basic (current Moka) | C$4.99/month | Monthly | Automated round‑ups/investing, basic features |
| Moka 360 (current Moka) | C$15.00/month | Monthly | Financial coach, debt pay‑off tools, double cashback, Willful discount, plus basic features |
Canadian consumer protection laws vary by province, but online purchases generally afford some statutory rights such as a cooling‑off period for certain transactions and protections against unfair practices. Mylo Swim’s 14‑day return policy aligns with common expectations for returns, although shipping and return costs may be non‑refundable. For digital or customized services, Canadian law does not universally mandate refunds; consumers can contest charges through their credit card issuer, file complaints with provincial consumer protection offices, or seek assistance from federal offices like the Office of Consumer Affairs or the Competition Bureau when applicable.
Available reviews indicate generally positive experiences around customer service and professionalism for related moving/storage services under the Mylo Enterprises name in non‑Canadian listings, while Mylo Swim product listings emphasize design quality and satisfaction in other regions. There are few negative or recurring complaints specific to Canada. Keep in mind that review samples are limited and may reflect different product lines or regional operations.
Consumers often assume all purchases are refundable; with Mylo Enterprises’ digital services that is not the case - accessed or previewed services are typically non‑refundable. Another frequent error is failing to meet the return conditions for physical goods (for example, returning items that are worn or missing the hygienic sticker), which can void a refund. Finally, not sending a required written cancellation or keeping proof of postage (registered mail receipt) can make disputes harder to resolve.
| Method | Refund | Difficulty |
|---|---|---|
| Mylo Swim - Return via online portal and ship back | Refund to original payment method after inspection (no fixed timeline) | Moderate (must meet condition: unwashed, unworn, packaging, hygienic sticker) |
| Mylo Enterprises - Cancel digital service via written notice | No refund except for verified duplicate charges or fraud | High (sales final; dispute may require card issuer or regulator involvement) |
| Send registered written cancellation (raccomandata A/R) | Depends on service terms; does not guarantee refund but documents attempt | Low - Moderate (simple to send, valuable for records) |
After you cancel, keep all documentation and tracking/proof of mailing. If you returned physical goods, monitor your card or payment account for the refund and follow up with the seller if processing delays occur. If a digital service is non‑refundable and you believe charges were improper, contact your card issuer to inquire about a dispute and consider filing a complaint with the provincial consumer protection office or federal resources. Useful government resources include the Government of Canada consumer protection overview at Canada.ca - Consumer Protection and the Competition Bureau at competitionbureau.gc.ca. For payment disputes, contact your card issuer directly.
Send written cancellation notices (recommended by registered mail with return receipt) to:
404 - 999 Canada Place
Vancouver BC V6C 3A2
Already sent a letter? Enter its tracking number to see its proof of dispatch and certified timestamp.
Written by Logan Lewis
Regulatory watch · 5 years experience
Legal analyst tracking eIDAS, GDPR and electronic delivery regulations for 5 years to make sure every Postclic template is compliant and admissible in court.