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Cancellation service #1 in India
Vested is a platform that helps users invest in US stocks and ETFs from India, offering both a free Basic plan and a paid Premium subscription with added features.
The service connects Indian investors with brokerage access, value‑added tools, and customer support designed for cross‑border investing.
Vested offers in‑app subscriptions (through Apple App Store or Google Play) and web subscriptions (Vested Finance Premium via the website).
Different purchase channels follow different cancellation and refund rules; see the sections below for details.
If you cancel a paid Premium subscription on the web, you will not be charged for the next billing cycle but access remains until the end of the paid period.
For App Store/Google Play cancellations, the platform stops future billing per their subscription policies; access typically continues through the paid period.
Your investment account, holdings, and trade history remain available even after subscription cancellation, subject to platform terms.
Automatic refunds or retractions of trades do not occur on cancellation; retain records of trades and balances for your records.
Below is the current published plan and pricing information as available for Vested offerings targeted to India.
Prices and features are subject to change; verify in your account or on the official platform before purchasing.
| Plan | Price | Features | Period |
|---|---|---|---|
| Basic Plan | ₹0 | Access to US Stocks & ETFs; brokerage per trade applies (Basic: 0.25% max ₹9 limit) | monthly |
| Premium Plan | ₹375 per month | Priority support, advanced tools; brokerage reduced (Premium: 0.15% max ₹9 limit). Annual billing claims ~10% savings in provider notes. | monthly / annual |
Indian consumer protection law may provide remedies for deficient services or unfair terms; web subscription refund policies can be challenged if service is deficient.
If Vested’s no‑refund policy conflicts with consumer protection rules, users may approach consumer forums with documented evidence.
If a platform tool malfunctions (for example, tax‑loss calculations causing financial loss), users can argue a deficiency of service under the Consumer Protection Act, 2019.
Document financial impact and raise complaints with consumer commissions if the platform does not resolve the issue satisfactorily.
Some reviews report issues such as trapped deposits, app errors, delayed trades, non‑responsive support, and difficulties withdrawing funds.
Instances of users calling the company a "scam" or reporting hidden fees have appeared in public reviews; these are user claims and vary by case.
Other discussions compare Vested favorably to some competitors on specific points, such as speed of transfers to India.
There are also reports of subscription handling anomalies, such as unexpected cancellations or refunds, which have concerned some users.
Many users expect pro‑rata refunds when cancelling mid‑cycle; Vested’s stated web policy is no mid‑cycle refunds, so assume access continues but no refund is issued.
Requesting an in‑app refund through Vested support instead of Apple/Google for an in‑app purchase delays resolution.
Always follow the platform’s refund flow for in‑app purchases and use web support for web subscriptions.
Failing to save screenshots and timestamps makes escalation harder if a tool produces incorrect financial outputs (for example, tax‑loss harvesting errors).
The table below highlights the core differences between Basic and Premium plans and their billing notes.
Use this as a quick reference before deciding to cancel or upgrade.
| Feature | Basic Plan | Premium Plan | Period |
|---|---|---|---|
| Monthly fee | ₹0 | ₹375 | monthly |
| Key benefits | Access to US stocks & ETFs; standard brokerage | Priority support, advanced tools, lower brokerage rate | monthly |
| Brokerage cap | 0.25% (max ₹9) | 0.15% (max ₹9) | monthly |
| Annual saving note | - | Provider notes ~10% savings with annual billing | annual |
Vested (business contact as listed): 5 Vivekanand Villa, 139 S V Road, Andheri West, Mumbai, Mumbai City, Maharashtra 400058, India.
Use this address for formal communications or when filing official complaints; include your account details and all supporting documentation.
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Written by Ayaan Bhatia
eIDAS legal expert · 6 years experience
Lawyer specialized in digital trust services and the eIDAS regulation, I have been helping individuals and businesses send legally binding certified mail for 6 years.