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Cancellation service #1 in Nigeria
Philo is a US-based streaming service that offers live TV channels and on-demand programming, aimed primarily at cord-cutters who want entertainment and lifestyle channels.
Philo is subscription-based and billed in US dollars to US accounts. It is commonly accessed via web, mobile apps, and third-party app stores.
When you cancel, access normally continues until the end of your paid billing cycle. You will not be billed after that date if the cancellation completed successfully.
Your account remains but may lose access to live TV and on-demand content after the billing period ends. Saved recordings or watch history policies vary; check your account settings or Philo help for details.
Philo’s Terms of Service state they do not provide refunds or credits for any unused portion of the subscription period after cancellation, unless required by law.
Philo also indicates there is no statutory 14-day cooling-off or refund right for their subscriptions under their policy language.
Philo’s publicly stated pricing is US-based and shown in US dollars on its site. There is no official pricing published in euros or Nigerian-specific pricing.
Because Philo does not publish local Nigerian prices, listed plan or local-currency prices vary by exchange rate and are not officially provided by Philo.
| Plan | Price |
|---|---|
| Philo (US listings) | Varies |
Under Nigeria’s Federal Competition and Consumer Protection Act (FCCPA) 2018, blanket “no refund” policies are likely unlawful where they unfairly deprive consumers of remedies.
Court decisions and guidance in similar sectors have invalidated blanket no-refund clauses when services are defective or misrepresented.
Some users praise Philo’s channel lineup and pricing relative to content offered, noting good value for certain entertainment-focused viewers.
Positive reviews often highlight ease of use for web streaming and the selection of channels for lifestyle and entertainment content.
Users sometimes close or delete the app but do not cancel the subscription in the account or app-store settings. This can lead to continued billing.
Always confirm cancellation through the method you used to subscribe (web, App Store, Google Play, Amazon).
Many subscribers expect immediate refunds after cancelling; Philo’s stated policy does not provide refunds for unused time.
If you believe a refund is owed by law or due to error, collect documentation and contact support or your payment provider quickly.
| Method | Where to cancel | Access after cancel | Refund policy |
|---|---|---|---|
| Web (direct) | philo.com → Profile → Account → Cancel | Access until end of billing cycle | No refunds for unused time per Philo TOS (exceptions if required by law) |
| Apple (iOS) | Settings → your name → Subscriptions → Philo | Access through current billing period | Refunds handled per App Store rules; Philo TOS states no refunds |
| Google Play (Android) | Play Store → Profile → Payments & subscriptions → Subscriptions → Philo | Access until billing cycle ends | Refunds follow Google Play policies; Philo TOS states no refunds |
| Amazon (Appstore) | Amazon Appstore subscriptions → Turn off auto-renewal | Access until cycle ends | Refunds per Amazon policies; Philo TOS states no refunds |
Cancel where you originally subscribed to stop future billing and keep evidence of cancellation.
Expect access until the end of the paid period and check the payment provider’s refund rules if you need money back.
Philo, Inc.
225 Green Street, San Francisco, CA 94111
Philo’s primary support and account controls are provided via its website and the app stores used for your subscription.
If you need to send formal correspondence, use the postal address above and include all account and billing details (but avoid sharing full payment numbers in mail).
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Written by Zainab Chukwu
eIDAS legal expert · 4 years experience
Lawyer specialized in digital trust services and the eIDAS regulation, I have been helping individuals and businesses send legally binding certified mail for 4 years.