What is 3Freescoresnow
How the service appears to work
3Freescoresnow appears in the source material as a credit score and monitoring style service, not as a typical Philippine music app. The verified pages available for this guide are its terms page and a member FAQ page, and those pages do not clearly show a public step by step cancellation flow or a full public product catalog "3freescoresnow.com" and "all3scores.com".
That lack of clarity is exactly why many users get frustrated. In the Philippines, unclear cancellation steps and continued charges are two of the most common complaints people raise with online subscriptions, and the research data for this guide flags both issues for 3Freescoresnow.
What users seem to pay for
The clearest price found in the verified data is a one time purchase called 3on3 FreeStyle - Premium Point Bundle priced at $29.99 (₱30)*. That listing does not look like a recurring membership, which adds to the confusion because user reviews mention repeated monthly charges such as $29.95 (₱30)*, $39.90 (₱40)*, and $40.00 (₱40)*.
In plain terms, here is the problem: the company pages available publicly do not spell out the usual basics people look for, such as free trial terms, auto renewal wording, or a visible cancellation button path. If you signed up and now want out, assume you need to gather proof before you start.
Availability in the Philippines
The terms say Philippine law applies and disputes go to arbitration in Manila, Philippines "3freescoresnow.com". That is useful for local users because it means your complaint can be framed around Philippine consumer rules rather than foreign platform rules.
Still, there is no verified public evidence of local language support, local billing in pesos, or payment methods such as GCash or Maya. The published support hours are in Monday to Friday, 9 AM to 5 PM CST, which is not a Philippine time zone and can make real time support harder to reach from Manila.
How to cancel 3Freescoresnow without getting billed again
Checks to do before you cancel
A lot of users only realize the charge after it has repeated for months. One Trustpilot reviewer said they were charged for eight months without realizing it, at $40 a month (₱40)*, so your first move should be to check your latest bank, card, GCash, or Maya statement and confirm the exact merchant name shown on the charge.
Before doing anything else, take screenshots of your account page, membership page, transaction history, and any page showing your current plan. Also note your last billing date and your next expected billing date. If cancellation fails and you need DTI or a bank chargeback later, those screenshots matter.
- Take a screenshot of the logged in account home page
- Take a screenshot of any billing or membership page
- Save the exact charge amount and date from your statement
- Write down the phone support hours: Monday to Friday, 9 AM to 5 PM CST
Cancel through your online account
The truth is, 3Freescoresnow does not publish a clear click path such as Account > Subscription > Cancel on the verified public pages. The member help page is Member FAQ, and the terms page is Terms, but neither source gives a precise account cancellation sequence.
Since the official path is unclear, use a practical approach. Sign in to your member portal and look for labels such as My Account, Membership, Billing, Subscription, Manage Plan, or Cancel. If you find a live chat inside the portal, use it while logged in so the agent can see your account session.
- Open the logged in member portal
- Check My Account, Billing, or Membership tabs
- Look for Cancel, End Membership, or Manage Plan
- Capture every screen before and after submission
- Save any case number or chat transcript
Cancel by phone or live chat
The verified support phone number is (855) 873-2777 and live chat is available through the online member portal "all3scores.com". If your account menu does not show a cancel button, phone and chat are the most direct channels listed publicly.
Heads up, review data suggests support can be difficult. One user wrote, "I have been trying to cancel his account for 2 days. The phone is never answered" (TrustPilot). Because of that, call during the first hour of the published support window if possible, then ask the agent for a cancellation confirmation number before ending the call.
- Phone: (855) 873-2777
- Hours: Monday to Friday, 9 AM to 5 PM CST
- Ask for the exact cancellation date
- Ask for a confirmation number or transcript
- Write down the agent name and time of call
App Store and Google Play cancellation
The available sources do not confirm a public iOS or Android subscription sold through App Store or Google Play. Because this service category often appears through apps, it is still worth checking your phone if you originally signed up there, especially if the merchant charge does not match the website name.
On iPhone, open Settings, tap your Apple ID, then Subscriptions, and look for 3Freescoresnow or a related merchant name. On Android, open Google Play, tap Payments and subscriptions, then Subscriptions. If you do not see it in either place, your subscription was probably billed directly through the website or member portal.
Registered mail as an extra proof option
If phone and portal support go nowhere, you can send a cancellation notice to the listed physical address and keep proof of delivery. This should not be your only step, but it can strengthen your paper trail if charges continue after your request.
If you prefer not to visit a post office, some users now use digital registered letter services such as Postclic for time stamped proof of sending, receipt, and tracking. Use this as extra documentation, not as a replacement for checking your bank statement afterward.
After you submit the cancellation request
What happens to access
The public sources do not explain whether access ends immediately or continues until the end of the paid period. Since the refund rule says no refund after cancellation, the most realistic expectation is that any remaining paid access, if one exists, may continue only until the current period ends "3freescoresnow.com".
Because the timeline is not stated clearly, verify it yourself inside the account page right after canceling. Look for wording such as Active until, Expires on, or Renews on. Screenshot that date the same day.
What happens if you do nothing
No auto renewal clause was found in the available terms data. That does not guarantee you will never be charged again. User reviews describe recurring monthly billing, which means you should not rely on silence in the terms as protection.
If you do not receive a clear cancellation confirmation, assume the account may still be active. Set a reminder 3 to 5 days before your next expected billing date and check your statement again on the billing day itself.
Your data after cancellation
No information on data retention after cancellation was found in the terms data. That means the company does not clearly tell users whether account details, billing history, or personal data are deleted right away, kept for support records, or retained for dispute handling.
For that reason, save what you need before you cancel. Download statements if available, keep screenshots of your profile, and store any support transcript. If your issue later turns into a billing complaint, those records will be far more useful than trying to reconstruct events weeks later.
3Freescoresnow refund policy and the real chances of getting money back
The published refund rule
The verified policy is blunt: no refund after cancellation "3freescoresnow.com". That applies to the general policy, unused period, and even billing error in the research data used for this guide.
So if you cancel today halfway through a billing cycle, do not expect a pro rated refund based on the official wording available. The service also does not publish a specific refund processing timeline in the verified sources, which is another reason to act fast when a charge looks wrong.
Your rights in the Philippines
Under the Consumer Act of the Philippines, or RA 7394, consumers can file complaints against unfair or misleading commercial practices through the Department of Trade and Industry. For online subscriptions, there is no universal Philippine cooling off period that automatically covers every website purchase, and the research block says 3Freescoresnow does not specify one.
For direct sales, a seven working day cooling off rule may apply in some situations, but for a website style subscription like this one, the safer route is to document the billing issue and raise it quickly with both the merchant and your payment provider. If the charge was unauthorized or continued after cancellation, your evidence matters more than arguments about a missing trial term.
How to request a refund anyway
Even with a strict no refund rule, you can still ask for a refund if the charge was unauthorized, duplicated, or continued after you canceled. Start with live chat in the member portal or the phone number (855) 873-2777, then clearly state the charge date, exact amount, and the date you requested cancellation.
Ask the agent to confirm three points in writing or chat transcript: whether the account is canceled, whether future billing is stopped, and whether a refund request has been escalated. If you only get a verbal promise, assume you may need to escalate later.
Chargeback, bank dispute, and e-wallet disputes
If the merchant refuses a refund for an unauthorized or continued charge, you can request a chargeback from your bank, card issuer, GCash, or Maya. In the Philippines, cardholders typically have up to 60 days from the statement date to dispute a transaction under BSP related practice, so do not wait until the second or third statement cycle.
Use chargeback as a last resort after trying merchant support, unless the charge clearly looks fraudulent. Include screenshots of your cancellation confirmation, the charge on your statement, and any chat transcript. For broader consumer complaints, DTI handles online subscription disputes under RA 7394.
What the terms say about subscriptions, law, and disputes
The clauses that matter most
The terms data available for this guide says no auto renewal clause found, no minimum commitment specified, and no free trial terms found "3freescoresnow.com". That is unusual because those are exactly the details people need before subscribing.
The same terms data says the applicable law is Philippine law and dispute resolution is arbitration in Manila, Philippines. If your issue becomes serious, that Manila reference matters because it ties the service to a Philippine dispute framework rather than a foreign one.
What this means for you in practice
When a website does not clearly disclose renewal, commitment, or free trial conversion rules, the practical risk is confusion at the billing stage. That is what shows up in the review data as well, with multiple complaints about charges users say they did not expect.
Since the terms do not explain data retention after cancellation, treat your own screenshots and records as your safety net. The company may have its own back end records, but you should never rely only on internal records when money is involved.
3Freescoresnow plans and pricing
Published price information
Plan | Price (USD / PHP) | Billing period |
3on3 FreeStyle - Premium Point Bundle | $29.99 (₱30)* | One-time purchase |
Prices are approximate, converted from USD at the rate 1 USD ≈ 1.0 PHP. Check the official website for exact local prices.
What this pricing section tells you
The verified pricing data is thin. Only one one time item is publicly confirmed, and no recurring monthly or annual plan is clearly listed in the verified sources even though user reviews describe recurring charges. That mismatch is a red flag for anyone trying to understand what they actually signed up for.
Because there is only one confirmed published price, there is no meaningful monthly versus annual savings comparison available from the verified sources. There is also no cancellation fee and no early termination fee found in the terms, which is one of the few clear positives in this case.
How Philippine consumer rights apply to this case
The rules most relevant to a 3Freescoresnow billing problem
In the Philippines, your main consumer protection baseline is the Consumer Act of the Philippines, RA 7394, enforced in many consumer complaint situations by the Department of Trade and Industry. For a subscription issue like unexpected billing, the most useful plain language takeaway is simple: if the offer was unclear, misleading, or billed after cancellation, you can file a complaint and attach evidence.
The research block for this guide says 3Freescoresnow does not specify a cooling off period or a withdrawal right. That does not erase your ability to complain. It just means your case will be stronger if you can show the timeline clearly with screenshots, statements, and support records.
How to complain in the Philippines
Start by contacting the merchant through the member portal chat or phone and ask for a case number. If the issue is not resolved, prepare a short file with your name, contact details, charge dates, charge amounts, screenshots of cancellation, and a copy of the statement showing the transaction.
You can then raise the matter with DTI for consumer issues. If the problem involves card or e-wallet billing, contact your bank, credit card issuer, GCash, or Maya at the same time and request a dispute review. If the issue points to payment system handling, BSP complaint channels can also become relevant.
Useful authorities and context
The authority specifically named in the research data is the Philippine Competition Commission, but for everyday subscription complaints, Filipino consumers usually deal more directly with DTI for consumer protection and with their payment provider for chargebacks. For telecom issues you would think of NTC, but that does not fit this case.
Against 3Freescoresnow's own terms, the key point is this: the terms point to Philippine law and Manila arbitration, while the subscription mechanics remain poorly explained. If a company wants to bill Philippine consumers, it should also make cancellation and refund terms easy to find.
What real users say about canceling
Overall verdict from the available reviews
Overall review trend: 0 positive and 5 negative out of 5 unique reviews. Based on that small but consistent sample, cancellation appears difficult, mainly because users report unanswered calls, unclear account status, and charges they say continued or appeared unexpectedly.
The recurring local pain points match the research block exactly: difficulty in canceling subscriptions and unclear cancellation procedures. Since no positive cancellation reviews were found in the supplied data, the honest view is that this process looks harder than it should be.
Recurring themes table
Theme | Frequency | Typical example |
Unexpected charges | 3 reviews | Monthly fee surprise |
Hard to cancel | 1 review | Long hold times |
Poor support quality | 1 review | Looped call system |
Sources summary
Source | Rating | Number of reviews |
TrustPilot | 1/5 trend | 5 reviews |
Review examples
- "I have been trying to cancel his account for 2 days. The phone is never answered" (TrustPilot)
- "I had no idea for the last eight months, they had me on a subscription I did not sign up for. I have been unknowingly giving them $40 a month [approx. ₱40]*" (TrustPilot)
- "Accessed this site by accident... saw 39.90 charge to my bank account [approx. ₱40]*... Had to call several times" (TrustPilot)
- "Charged $29.95 a month [approx. ₱30]*. I never ordered" (TrustPilot)
- "The trial window ends today so I called to cancel... I am stuck in an interminable loop with the automated agent" (TrustPilot)
Documents you should save before and after the request
Before canceling
Save your billing evidence before you contact support. That means a screenshot of your account dashboard, a screenshot of any billing or membership page, and a copy of the charge on your bank or card statement with the exact date and amount.
If you found the service through a phone app, also capture your App Store or Google Play subscriptions page. This helps you prove whether the billing came from Apple, Google, or the website itself.
- Account dashboard screenshot
- Billing or membership screenshot
- Statement showing charge date and amount
- App Store or Google Play subscription screenshot if relevant
For refunds and disputes
For any refund request, collect the transaction ID, the charge amount, the date billed, and the date you asked to cancel. Support teams often move slowly when you only say you were charged "recently." Exact dates get faster results.
After canceling, save the confirmation email if one arrives. If no email arrives, save a screenshot of the final page, the chat transcript, or the call log showing when you contacted support. That proof can be decisive if a new charge appears later.
Common mistakes that make 3Freescoresnow cancellation harder
Canceling without checking the billing source
A classic mistake is trying to cancel through the website when the charge came through Apple or Google, or the reverse. If you skip this check, you can waste days in the wrong support queue while the next billing date gets closer.
Fix it by matching the merchant name on your statement to the platform. If the subscription is visible under Apple or Google subscriptions, cancel there too. If not, use the website portal and support phone.
Trusting a verbal promise without proof
Several reviews describe support trouble, including long hold times and call loops. If an agent says your account is canceled but gives no case number and no email, you do not have enough proof yet.
Always ask for a confirmation number, email confirmation, or chat transcript. If the agent cannot provide one, take your own screenshot of the date and time, then monitor your statement closely for the next cycle.
Expecting a refund for the unused period
The official policy available for this guide says no refund after cancellation. Many people cancel and then assume the unused days will be returned automatically, but that is not the published rule here.
Your better argument is not "I did not use the service." Your better argument is "the charge was unauthorized," "the billing continued after cancellation," or "the charge was duplicated." Those claims fit bank dispute standards better.
Waiting too long to dispute a charge
One reviewer said the billing had been happening for eight months. By then, recovering older charges becomes much harder. In the Philippines, a card dispute often needs to be raised within about 60 days from the statement date through your bank or issuer.
As soon as you spot a suspicious charge, contact the merchant and your payment provider. If you use GCash or Maya, open a support ticket immediately and upload your evidence early.
Cancellation methods compared in one table
Side by side comparison
Method | Notice period | Fee | Difficulty |
Web/account | Before next billing | No fee found | Easy if visible |
App Store (iOS) | Before next billing | No fee found | Medium platform steps |
Google Play (Android) | Before next billing | No fee found | Medium platform steps |
Registered mail | 5-10 business days | No fee found | Higher, best proof |
Key takeaway
No single method is perfect here because the public cancellation flow is poorly documented. If your account shows a clear cancel button, the online portal is the fastest. If it does not, phone, live chat, and a paper trail through registered mail give you layered proof.
Whichever route you choose, submit the request before the next billing date and keep evidence from the same day. That habit saves more money than any retention offer ever will.
What to do in the days after cancellation
Immediate follow up steps
Right after canceling, look for a status change inside your account such as canceled, inactive, or active until with a date. Screenshot it. Then set a calendar reminder for your next expected billing date and another reminder 2 days after that date.
If a confirmation email arrives, save it in a folder and forward a copy to yourself. If no email arrives within 24 hours, return to chat or phone support and ask them to resend confirmation while you are still within the same support week.
Statement checks and chargeback if needed
Watch your card, bank, GCash, or Maya statement for at least one full billing cycle after cancellation. If a new charge appears, contact your payment provider immediately and say the charge continued after cancellation. Attach screenshots and transcripts from your earlier request.
In the Philippines, you can dispute unauthorized or continued charges through your bank or e-wallet provider and, if needed, file a complaint with BSP or DTI. A practical deadline is within 60 days from the statement date for card disputes, so do not sit on it.
Alternatives if you still want a similar service
If you want a clearer option after canceling, the most straightforward alternative in the research list is Credit Karma, which is listed as Free. Other options include CheckFreeScore, MyFreeScoreNow, Experian, and TransUnion, though those are described as subscription based.
Before switching, read the billing page carefully and take note of whether the plan renews monthly. The whole point of moving on is to avoid another unclear signup.
Useful links
Cancellation address and when to use it
Physical address on file
If you want to send a written cancellation notice or extra proof, use the address listed in the service context:
- 19761 Bixby Dr, Cupertino, California, 95014-3324
Use the address as supporting documentation when online cancellation is unclear, phone support is unresponsive, or you need stronger records for a bank dispute. Include your full name, account email, charge date, amount, and a direct sentence saying you are canceling effective immediately.
When online cancellation is still the faster route
For most people, the member portal, live chat, and phone support will still be faster than postal mail. Mail can take 5 to 10 business days, which is too slow if your billing date is very close.
The practical move is to use online support first, then send a written notice only if you need a stronger paper trail. That gives you the best chance of stopping future charges while preserving evidence if the case needs escalation.