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Cancellation service #1 in Singapore
Aspiration is a subscription-enabled financial platform providing business accounts, multi-currency wallets, virtual and physical cards, and expense-management tools in Singapore.
The service in Singapore is offered by Aspire FT Pte. Ltd. and is delivered via mobile apps and direct web subscriptions.
If you cancel through App Store or Google Play, your subscription usually remains active until the end of the current billing period.
For direct web cancellations, access is usually maintained until the end of the paid period unless Aspire states otherwise.
Aspire does not publish a public, standard refund policy for direct subscriptions; refunds appear discretionary for direct customers.
For in-app purchases, refunds must be requested through the store used to buy the subscription.
Below are Aspire’s Singapore plans and the core features included in each, based on verified pricing data.
| Plan | Price (SGD) | Period | Features |
|---|---|---|---|
| Basic | S$0.00 | monthly | Core platform features: business account, multi-currency SGD/USD/GBP/EUR accounts, virtual/physical cards (one per user), expense management, local transfers free, FX fees from 0.23% etc. |
| Premium | S$15.00 | monthly | All Basic features plus: 5 free outbound international transfers/month, up to 300 virtual cards, 0% FX fees on first S$13,000 converted, metal card coming soon, 24/7 support, partner discounts, invites, lower Yield fee etc. |
Aspire’s public terms do not state an explicit 14-day cooling-off or automatic refund period for subscriptions.
Consumers in Singapore may have rights under local consumer-protection laws; these rights can affect refunds or dispute outcomes.
Users often cancel in-app but forget the subscription was purchased via Apple or Google Play, which requires store-side cancellation.
Always check the original payment source before sending a direct cancellation request.
Assuming immediate refund or immediate loss of access is common. Typically access remains until the end of the billing period and refunds (if approved) follow bank timelines.
Not saving receipts or order IDs makes disputes slower - keep documentation before cancelling.
This table summarises the main differences between Aspire plans and cancellation/refund pathways.
| Feature | Basic | Premium | Cancellation / Refund Route |
|---|---|---|---|
| Monthly price | S$0.00 (monthly) | S$15.00 (monthly) | App Store/Google Play via store; direct via [email protected] |
| Core offerings | Business account, multi-currency, 1 card per user | All Basic + more virtual cards, free transfers, lower FX | Refunds for store purchases via Apple/Google; direct refunds discretionary |
| Refund timeline | Depends on store or bank (2 weeks - 1 month for card refunds) | Same as Basic | Expect merchant/bank processing; no public standard for direct refunds |
Confirm you received a cancellation confirmation email or app-store cancellation notice.
Retain receipts and correspondence for at least 60 days in case a refund or dispute is needed.
Aspire FT Pte. Ltd. (registered office): 158 Cecil Street, #09‑01, Singapore 069545.
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Written by Wei Jie Tan
Regulatory watch · 3 years experience
Legal analyst tracking eIDAS, GDPR and electronic delivery regulations for 3 years to make sure every Postclic template is compliant and admissible in court.