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Cancel BORROWELL
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Cancellation service #1 in Singapore
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I hereby notify you of my decision to terminate the contract relating to the Borrowell service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Borrowell: Easy Method
What is Borrowell
Overview
Borrowell is a financial technology company that provides free credit scores, personalized financial recommendations, and paid add‑on services such as credit-building or rent-reporting products.
The company is headquartered in Canada and operates primarily as an online service for monitoring and improving personal credit information.
Main services
Borrowell offers both free tools (credit score and recommendations) and paid services that may include credit-builder features or rent-reporting options.
Paid services are billed on a recurring basis unless you cancel them through the subscription flow or with Borrowell support.
How to cancel Borrowell
Canceling subscriptions (recommended first step)
- Locate the subscription in your app store or payment method (App Store, Google Play, or the card/billing account you used).
- Cancel the paid subscription there so recurring charges are stopped at the next renewal.
- Contact Borrowell support if you need help or to request confirmation that billing has been stopped before deleting your account.
Deactivating or deleting your Borrowell account
- Mobile app: open Account Settings → Edit Your Profile → Manage Account → Deactivation to pause or delete your account.
- Web browser: click your name → Profile → under Account Settings choose "Manage your account" to deactivate or delete.
- Important: deactivating or deleting your Borrowell account does not automatically cancel paid subscriptions or stop recurring charges; cancel those separately.
What happens when you cancel
Access and account state
Deactivation typically pauses your account and stops credit-monitoring communications, while deletion permanently removes your profile and associated data from user-accessible areas.
After deletion you will no longer be able to sign in or retrieve your account history through the app.
Subscriptions and billing
Account deactivation or deletion does not automatically cancel external subscriptions or recurring payments; you must cancel subscriptions via the subscription management flow or with support.
Check your billing source (App Store, Google Play, or your card) to confirm that future charges have been stopped.
Will I get a refund?
Borrowell's general refund position
Refunds are not automatically guaranteed. Borrowell’s publicly available information does not promise a universal 14‑day refund right for paid services.
Refunds may be considered on a case‑by‑case basis; outcomes vary and are handled by Borrowell support.
Money‑Back Guarantee and special cases
- Borrowell’s Money‑Back Guarantee for the rent‑reporting combination applies only if you meet specific conditions, including reporting at least 12 of the past 24 months of rent and showing no credit score improvement.
- Claims for that guarantee must be submitted within 60 days of the updated report; Borrowell may take up to 60 days to validate and process eligible refunds. See Borrowell’s terms for details: Money‑Back Guarantee terms.
- If you want a refund, gather receipts and cancellation evidence and contact Borrowell support; refunds are discretionary and assessed case by case.
Borrowell plans and pricing
Singapore pricing
No verified public pricing for Borrowell specific to Singapore (SGD) is available in the sources used for this guide.
Do not rely on third‑party estimates; check official listings and your app store for current prices.
Where to check official pricing
Always verify plan names, billing frequency, and exact prices on Borrowell’s official website or in the app store listing before subscribing.
If you need terms on refunds or guarantees, consult Borrowell’s official terms pages: Borrowell Terms.
Your consumer rights in Singapore
Refunds and digital subscriptions
Singapore consumer protections may differ from other jurisdictions. Digital subscription refunds are often governed by the contract you accepted and the merchant’s published terms.
If Borrowell’s published terms exclude refunds for certain purchases, your options may be limited unless local consumer law provides otherwise.
Escalation and dispute options
If you cannot resolve billing or refund issues with Borrowell, consider contacting your payment provider (card issuer) to request a chargeback or dispute the charge.
You may also raise the issue with local consumer bodies such as the Consumers Association of Singapore (CASE) for advice or mediation.
Customer experiences
Positive feedback
Users and help resources note that Borrowell makes it possible to deactivate or delete accounts via app and web, which is straightforward for basic account management.
Some customers value the free credit monitoring and recommendation tools provided by Borrowell.
Reported problems
Several users report slow or strictly email‑based customer support and occasional difficulty obtaining refunds or timely responses.
Other complaints include policy changes during subscriptions and problems fully stopping unwanted communications without account deletion.
Documentation checklist
Essential items to gather
- Subscription receipt or confirmation (from app store, Google Play, or your card statement).
- Account email and username associated with Borrowell.
- Dates of subscription start, renewals, and cancellation attempts.
- Copies/screenshots of cancellation confirmation or error messages.
Additional items for refunds or guarantees
- Proof of eligibility for any Money‑Back Guarantee (e.g., rent reports covering 12 of 24 months, if applicable).
- All correspondence with Borrowell support (emails, chat transcripts).
- Bank or card statements showing charges you dispute.
Common mistakes
Assuming account deletion cancels billing
A common error is deleting or deactivating the Borrowell account without separately canceling the paid subscription through the store or payment method.
That leaves recurring charges active even after account deletion; always cancel the subscription first.
Relying on automatic refunds or verbal promises
Assuming you will receive an automatic refund or relying on unsupported verbal promises can cause disappointment.
Always get refund confirmations in writing and keep receipts and timestamps of support interactions.
Comparative recap
Quick comparison
The table below summarizes cancellation outcomes, refund likelihood, and recommended next steps for common actions related to Borrowell.
Decision guide
Use the table to decide whether to cancel the subscription first, gather documentation for a refund, or escalate to your payment provider.
| Action | What it stops | Refund likelihood | Recommended next step |
|---|---|---|---|
| Cancel subscription (App Store / Google Play) | Stops future recurring charges | Low to medium; depends on provider and timing | Keep confirmation and check next billing date |
| Deactivate or delete Borrowell account | Stops access and credit monitoring communications | None automatically for billing; deletion does not guarantee refund | Cancel subscription separately; save deletion confirmation |
| Request refund from Borrowell support | May reverse recent charges if accepted | Case‑by‑case; no universal refund policy | Submit receipts and proof; allow up to 60 days for special guarantees |
After cancelling
What to monitor
Check your bank or card statements for any continuing charges after cancellation and keep an eye on the subscription status in your app store account.
If charges continue, contact your payment provider to dispute the charge and provide documentation.
Useful official links
- Borrowell Terms: https://borrowell.com/terms
- Money‑Back Guarantee details: https://borrowell.com/terms-money-back-guarantee
- Third‑party summary on cancellations and refunds: Postclic: Cancel Borrowell
Address
Head office
Borrowell Inc., 33 Yonge Street, Suite 1301, Toronto, Ontario M5E 1G4, Canada.
Contact notes
Borrowell’s customer support is typically handled online; confirm contact methods in your account or on Borrowell’s official pages.
If you need to escalate a dispute from Singapore, gather documentation and consider contacting your payment provider or local consumer protection agency.