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Cancel KIKOFF
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Cancellation service #1 in Singapore
4.9Average rating from reviews
I hereby notify you of my decision to terminate the contract relating to the Kikoff service.
This notification constitutes a firm, clear and unequivocal intention to cancel the contract, effective at the earliest possible date or in accordance with the applicable contractual period.
Please take all necessary measures to:
– cease all billing from the effective date of cancellation;
– confirm in writing the proper processing of this request;
– and, if applicable, send me the final statement or balance confirmation.
This cancellation is addressed to you by certified e-mail. The sending, timestamping and content integrity are established, making it a probative document meeting electronic proof requirements. You therefore have all the necessary elements to proceed with regular processing of this cancellation, in accordance with applicable principles regarding written notification and contractual freedom.
In accordance with personal data protection rules, I also request:
– deletion of all my data not necessary for your legal or accounting obligations;
– closure of any associated personal account;
– and confirmation of actual data deletion according to applicable privacy rights.
I retain a complete copy of this notification as well as proof of sending.
Important warning regarding service limitations
In the interest of transparency and prevention, it is essential to recall the inherent limitations of any dematerialized sending service, even when timestamped, tracked and certified. Guarantees relate to sending and technical proof, but never to the recipient's behavior, diligence or decisions.
Please note, Postclic cannot:
- guarantee that the recipient receives, opens or becomes aware of your e-mail.
- guarantee that the recipient processes, accepts or executes your request.
- guarantee the accuracy or completeness of content written by the user.
- guarantee the validity of an incorrect or outdated address.
- prevent the recipient from contesting the legal scope of the mail.
Cancellation Kikoff: Easy Method
What is Kikoff
Overview
Kikoff is a subscription-based personal finance platform that helps users build credit by providing a tradeline and tools for monitoring and improving credit health.
The service is positioned around a low-fee, monthly model and reports account activity to major credit bureaus.
Core offerings
Kikoff provides a simulated line of credit, credit reporting, weekly credit reports, and tracking tools to help members build their credit profiles.
Higher-tier plans add larger tradelines, rent or bill reporting, card access, and identity protections.
How to cancel Kikoff
Primary cancellation steps
- Check your Kikoff account settings for an option to cancel or manage your subscription online.
- If you cannot cancel in-app, prepare a written cancellation notice including your full name, account email, and a clear statement that you wish to cancel.
- Send the written cancellation via registered mail to the provider address (see Address section below) so you have proof of delivery.
Additional recommended steps
- Save screenshots or copies of any on-screen cancellation confirmations or error messages.
- Monitor your bank or card for future billing and consider contacting your card issuer to stop recurring payments if charges continue after cancellation.
- Follow up with Kikoff support through the official site for status confirmation: Kikoff pricing & info.
What happens when you cancel
Access and services
When you cancel, active subscription billing should stop for future periods, but access timing can vary by account and billing cycle.
Expect immediate loss of premium features at the end of the paid period unless the provider states otherwise.
Credit reporting and data
Kikoff reports tradeline activity to major credit bureaus; cancelling may stop future reporting of a Kikoff tradeline and related services.
Export or screenshot any account statements you want to keep because data retention and deletion policies may require contacting support.
Will I get a refund?
Refund policy (general guidance)
Kikoff’s publicly listed pages show subscription pricing but do not publish a detailed, public refund policy on the pricing page.
As with many subscription services, refunds for the current billing period are not guaranteed and are typically handled case-by-case by support or billing.
Exceptions and dispute fees
- If you believe you were billed in error, contact Kikoff support and provide proof (receipts, dates, screenshots).
- Verified pricing notes: Basic plan users may face a US$1 Equifax mailing fee per dispute; Premium and Ultimate plans include disputes at no extra cost.
- For currency conversion context, Kikoff lists prices in USD; amounts shown in SGD are approximate conversions based on an exchange rate (see pricing table).
Kikoff plans and pricing
Pricing table
| Plan | Price | Period | Features |
|---|---|---|---|
| Basic | S$6.35 (approx.) | monthly | $750 tradeline, reporting to Equifax/Experian/TransUnion, weekly credit report, tools/tracking/support |
| Premium | S$25.40 (approx.) | monthly | All Basic features + $2,500 tradeline, Bikoff Secured Credit Card access, rent reporting, bill reporting, debt negotiation |
| Ultimate | S$44.45 (approx.) | monthly | All Premium features + $3,500 tradeline, identity theft insurance, personal data protection |
Conversion and source notes
Prices above are Kikoff’s USD-based plans converted to SGD using an approximate rate of 1 USD = 1.27 SGD (early February 2026).
Official plan listings are on Kikoff’s site: Kikoff pricing. Exchange-rate reference: USD/SGD historical rates.
Your consumer rights in Singapore
Key rights and protections
Singapore consumers have protections against unfair trading practices and misleading claims under local law and can seek redress through dispute resolution channels.
There is no universal automatic cooling-off period for all online subscriptions; check your contract and any terms you accepted when subscribing.
How to exercise your rights
- Keep records of all communications, billing statements, and cancellation attempts.
- Contact Kikoff support first with your evidence and request written confirmation of cancellation and any refund decision.
- If unresolved, consider contacting your bank or card issuer about disputed charges and consult the Consumers Association of Singapore (CASE) for complaints guidance.
Customer experiences
Common praises
Users commonly praise Kikoff for low-cost access to credit-building tools and regular reporting to major credit bureaus.
Weekly credit reports and simple pricing are often highlighted as useful for monitoring progress.
Common complaints
Some users report difficulty with cancellation or unclear refund outcomes when they stop the subscription mid-cycle.
Basic-plan users may note the small Equifax mailing fee for disputes, while higher tiers include dispute services.
Documentation checklist
Essential items to gather
- Account email and username, last four digits of payment card, and billing receipts.
- Screenshots of subscription status, cancellation pages, or error messages.
- Copies of any written cancellation sent (registered mail receipts) and dates of posting/delivery.
Optional supporting documents
- Bank or card statements showing charges and dates to support refund/dispute claims.
- Correspondence with Kikoff support and any confirmation numbers.
Common mistakes
Mistakes when cancelling
Not sending a written cancellation or failing to use registered mail can leave you without proof of notice.
Assuming account access or billing stops immediately without confirmation can lead to unexpected charges.
Mistakes with refunds and disputes
Failing to collect receipts and correspondence makes it harder to dispute charges with your bank or third parties.
Overlooking small published fees (for example, the Basic plan's $1 Equifax mailing fee per dispute) can cause surprises during dispute resolution.
Comparative recap
Quick comparison table
| Plan | Price (SGD approx.) | Period | Key benefit |
|---|---|---|---|
| Basic | S$6.35 (approx.) | monthly | Entry-level credit-building with $750 tradeline and bureau reporting |
| Premium | S$25.40 (approx.) | monthly | Larger tradeline, rent/bill reporting, and dispute services included |
| Ultimate | S$44.45 (approx.) | monthly | Highest tradeline, identity theft insurance, and enhanced data protection |
How to choose
Choose Basic if you want the lowest-cost entry to credit reporting and weekly reports.
Choose Premium or Ultimate if you need larger tradelines, included dispute support, or identity protections.
After cancelling
Next steps to monitor
- Confirm cancellation in writing and keep your delivery proof or support confirmation.
- Monitor your bank or card for any continued charges and dispute them promptly if they occur.
- Check your credit reports in the months after cancelling to ensure reporting aligns with expectations.
Helpful links
Official plan and pricing information: Kikoff pricing.
Exchange-rate reference used for SGD conversions: USD/SGD historical data.
Address
Cancellation mailing address
Send written cancellation notices to:
75 Broadway, Suite 226, San Francisco, CA 94111, USA
What to include in your letter
- Your full name, account email, and any account or subscription ID.
- A clear statement that you request cancellation of your subscription and the effective date.
- A request for written confirmation of cancellation and any applicable refund or final billing details.
- Send via registered mail and keep the proof-of-mailing receipt and delivery confirmation.