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Cancellation service #1 in Canada
Hotmart is an online platform that enables creators to sell digital products, subscriptions, and memberships and enables consumers to purchase and access that content. It handles product delivery, payments and transaction processing across multiple currencies, with fees charged per sale rather than a fixed monthly subscription for platform access.
Most subscription cancellations are handled by the consumer via Hotmart's web portal; cancellation stops future recurring charges but does not automatically create a refund. If you purchased via a split payment or "Smart Installment" plan, special rules apply - see the Smart Installment note below.
Smart Installments: if you used Hotmart's Smart Installment plan, Hotmart can cancel future installments and refund the first payment only if you request the refund within the product's guarantee (refund) period. After that period the remaining installments generally cannot be cancelled. See Smart Installment cancellation rules.
When you cancel a Hotmart subscription, future recurring charges are stopped and you retain access only as allowed by the product’s terms - in many cases access continues until the end of the already-paid period, but this can vary by creator. Cancellation does not automatically refund charges already processed. Hotmart retains transaction records and may keep account or purchase data per its policies and the creator’s product setup.
Refunds are governed by the product-specific guarantee (refund) period set by the creator, typically 7, 15, 21 or 30 days and shown at purchase. Refunds for subscriptions generally apply only to the initial purchase and only if requested within that guarantee period. Refund timelines vary by payment method: Hotmart may take up to 7 days to approve and release a refund, then banks or card issuers may take additional time (up to 30 days for bank transfers, up to 90 days for credit cards). Track refunds via Hotmart’s refund tracking tools. For Hotmart's general refund rules see When can I ask to cancel my purchase and Hotmart’s purchase terms at Hotmart Purchase Terms.
| Plan | Price | Period | Features |
|---|---|---|---|
| Hotmart Platform Usage | No monthly or annual fee | N/A | Access to Hotmart tools (Producer, Affiliate, Club). Fees are per sale. |
| Transaction Fee | 9.9% + US$0.50 per sale | Per transaction | Charged only when you make a sale; applies globally including Canada. Fee calculations use USD. |
In Canada there is no automatic federal 14-day cooling-off period for all digital purchases; entitlement to a refund on Hotmart is governed by the product’s guarantee period set by the creator. Provincial and federal consumer-protection laws prohibit misleading advertising and unfair billing practices, so if you experience unauthorized recurring charges, misrepresentation, or deceptive conduct you can dispute the charge with your payment provider (chargeback), file a complaint with your provincial consumer protection office, and/or report deceptive practices to the Competition Bureau. Keep documentation of the purchase, the guarantee period shown at checkout, and communications with Hotmart and the creator when pursuing a dispute.
Reported experiences in Canada and internationally include recurring or unexpected charges, auto-enrolment in subscriptions users did not intend to join, and delays or difficulty obtaining refunds even when users claim they were within the guarantee period. Many reviews describe long waits to resolve disputes or lack of timely support. There were no significant Canada-specific positive themes in the sources reviewed; users frequently report frustration with billing clarity and customer service responsiveness.
Common mistakes include assuming cancellation will trigger an automatic refund, waiting until after an auto-renew date to cancel (resulting in an unexpected charge), not checking the product’s guarantee period at purchase, and misunderstanding Smart Installment rules (expecting later installments to be refundable when only the first payment can be refunded within the guarantee window). Also, not saving the transaction code and purchase screenshots makes disputes harder to resolve.
| Method | Refund | Difficulty |
|---|---|---|
| Cancel subscription via consumer.hotmart.com | Stops future charges; does not automatically refund past payments. | Low for stopping charges; moderate for obtaining any refund. |
| Request refund within guarantee period | Possible for initial purchase if within creator-set guarantee (7 - 30 days typically). | Moderate; approval may take up to 7 days and bank/card processing adds time; user reports indicate some cases are difficult or delayed. |
| Cancel Smart Installment plan | Can cancel future installments and refund the first payment only if within the guarantee period; after that, remaining installments are generally non-refundable. | Moderate to high; rules are specific and timing-sensitive. |
After cancellation, monitor your Hotmart account and your bank/card statements for any further charges. If you need a refund or to track a refund request, use Hotmart’s refund tracking portal and the relevant help articles: How to cancel my subscription, When can I ask to cancel my purchase, and the Smart Installment article at Is it possible to cancel a Smart Installment plan?. If Hotmart support does not resolve an unauthorized or disputed charge, contact your card issuer or bank to dispute the transaction and consider filing a complaint with your provincial consumer protection office or the Competition Bureau in Canada.
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Written by Mason Young
Regulatory watch · 5 years experience
Legal analyst tracking eIDAS, GDPR and electronic delivery regulations for 5 years to make sure every Postclic template is compliant and admissible in court.