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Cancellation service #1 in Canada
My Identity Assist is a subscription service that provides online identity and credit monitoring and identity restoration support. It is offered in Canada through different channels, notably as "ID Assist® (via SLG Value Add Services)" and as a standalone "ID Assist" plan available through partners such as Coast Capital Savings.
Cancellation steps depend on how you originally enrolled (through a bank, employer benefit, or directly with the vendor). Below are the practical steps to cancel and keep a clear paper trail.
When you cancel, your access to active monitoring and restoration services typically ends at the end of the current paid period unless the provider states otherwise. Auto-renewal should stop after the cancellation is processed. The provider may retain certain account and service records for business, legal, or regulatory reasons; your personal data handling will be subject to their privacy policy and applicable privacy legislation.
Refunds depend on how you purchased the service (through SLG, Coast Capital, or another partner), the vendor's refund policy, and whether you are within any trial or cooling-off period. Some users report prorated refunds in specific cases; others report no refunds for completed billing periods. If a charge was unauthorized or a free trial was not honoured, raise the issue promptly with the provider and your card issuer. For precise eligibility, request the vendor's refund policy in writing and, if necessary, escalate through your bank's dispute process.
| Plan | Price | Period | Features |
|---|---|---|---|
| ID Assist® (via SLG Value Add Services) | approximately C$20.00/month (based on USD $19.99) | Monthly | Online identity and credit monitoring, identity restoration |
| ID Assist (via Coast Capital Savings, standalone) | Not publicly disclosed (available after free trial) | Unknown | ID monitoring, restoration services (pricing not listed) |
Consumers in Canada are protected by federal and provincial consumer protection and privacy laws. You may have the right to cancel certain contracts or distance-sold services within a province-specific cooling-off period; the exact rules vary by province. You also have rights under national and provincial privacy laws (for example, PIPEDA or provincial equivalents) to access and request correction of your personal information. If you believe a provider has mishandled your personal data or refused a lawful access request, you can file a complaint with the Office of the Privacy Commissioner of Canada or the relevant provincial privacy office. For billing disputes, your financial institution can assist with charge disputes or reversals for unauthorized transactions.
User reports are mixed: some customers cancel easily through an online account or via their bank, while others find phone support slow or require written notices and proof of delivery. Several users note that standalone pricing can be unclear until after a free trial and that refunds are inconsistent across providers. Keeping clear records and sending written notice by registered mail can reduce friction and provide evidence if you need to dispute charges.
Common mistakes include not verifying where the subscription was set up (bank, employer, or vendor), assuming a phone call alone is sufficient without written confirmation, discarding trial or confirmation emails, and failing to keep proof of delivery when sending cancellation letters. Another frequent error is contacting only the bank when the subscription is managed by a third-party vendor; in those cases you should notify both the billing party and the vendor.
| Method | Refund | Difficulty |
|---|---|---|
| Registered mail (raccomandata A/R) to the provider and billing partner | May improve chances of a documented response; refunds depend on provider policy and timing | Low - Medium (requires preparation and proof of delivery) |
| Online cancellation via account/portal | Immediate stop of renewal in many cases; refund eligibility varies and is often limited | Low (fast if portal options exist) |
| Phone support or secure message to billing partner (bank or benefits admin) | Possible, but you should obtain written confirmation; refunds depend on circumstances | Medium (may require follow-up and escalation) |
| Dispute through your card issuer | Can reverse unauthorized or unhonoured trial charges; subject to bank investigation | Medium - High (formal process and timelines) |
After cancellation, confirm in writing that the subscription is cancelled and verify your next billing statement to ensure charges stop. If monitoring services end, consider alternative identity-protection measures (strong passwords, credit freeze where available). If you experience unauthorized charges or identity misuse after cancellation, report it immediately to your financial institution and to the Canadian Anti‑Fraud Centre. If the provider fails to respond or you suspect privacy breaches, consider filing a complaint with the Office of the Privacy Commissioner of Canada or the appropriate provincial consumer protection office.
Helpful resources: Coast Capital Savings general site (coastcapitalsavings.com), Office of the Privacy Commissioner of Canada (priv.gc.ca), Canadian Anti‑Fraud Centre (antifraudcentre-centreantifraude.ca), and the Financial Consumer Agency of Canada (canada.ca/fcac).
Send registered cancellation notices (raccomandata A/R) to:
3200‑650 West Georgia Street, 66 W Flagler Street, Vancouver, BC V6B 4P7, Canada
Already sent a letter? Enter its tracking number to see its proof of dispatch and certified timestamp.
Written by Charlotte Lavoie
eIDAS legal expert · 8 years experience
Lawyer specialized in digital trust services and the eIDAS regulation, I have been helping individuals and businesses send legally binding certified mail for 8 years.