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Cancellation service #1 in Philippines
Mytimerewards is a paid membership program linked to online shopping offers, discounts, and cashback deals through partner retailers. The official terms page exists at mytimerewards.com/terms, but it does not clearly spell out key subscription basics such as auto-renewal, free trial rules, commitment length, or cancellation timing.
That lack of detail matters if you are in the Philippines and trying to stop charges fast. Several public user complaints describe a familiar pattern: people noticed recurring charges only after seeing card activity, then had to search for the brand name separately because the sign-up path was not always memorable.
The service is described as a loyalty and rewards membership. In plain terms, you pay for access to member-only shopping deals, cashback opportunities, and promotional offers with partner merchants. Research data also lists a monthly consumer price of $9.99 (₱10)*, although the broader MyTime business platform uses separate business software pricing that appears unrelated to the consumer rewards membership.
Here is the practical takeaway: if you signed up during checkout on another site, you may not remember doing it later. That is why many cancellation problems start with one simple issue: users do not immediately connect the bank charge to Mytimerewards.
For Philippine users, the biggest friction point is support timing. Official support hours are Monday to Friday, 8:00 AM to 8:00 PM, and Saturday, 9:00 AM to 4:00 PM, all in UK time. That creates a time-zone gap, which matches local complaints that contacting support can feel slow and inconvenient.
There is no verified local Philippine pricing page, no confirmed PHP billing page, and no verified local hotline. Support is provided through a UK phone number, +44 800 731 9936, and by email at [email protected]. If you are canceling because the membership no longer feels worth it, alternatives after canceling could include GoTyme Bank for financial tools or Timezone Philippines for paid leisure spending, depending on what you actually wanted from the service.
Many Mytimerewards users get frustrated because the cancellation path is not clearly described in the terms, and some only act after another charge appears. Before you cancel, open your latest bank, card, GCash, or Maya record and note the exact charge date, amount, and merchant label. Save a screenshot of the transaction and your account page.
Also take note of your next likely billing date. Since the terms do not clearly confirm grace periods or proration, the safest move is to cancel before the next billing date, not on the same day. If you still have access to the member dashboard, capture your membership name, registered email, and any visible renewal setting.
The official help article for online cancellation is available here: canceling memberships and membership auto-renewal online. That is the most concrete official cancellation source currently available. The terms page itself does not give a full step-by-step path.
If you can still log in, use the member account area and look for membership or auto-renewal controls. A practical click path to try is Account, then Membership or Subscription, then Auto-Renewal or Cancel Membership. If the site asks you to confirm more than once, complete every final confirmation screen and wait for a success message or email. Do not stop at a page that only offers a discount or a pause option.
The truth is, Mytimerewards seems more complicated than it should be because the most useful cancellation guidance sits in the support article, not in the main terms. If you cannot see a clear cancel button, use the help article, then move to phone or email on the same day so you create a paper trail.
If the online path does not work, call +44 800 731 9936 during support hours: Monday to Friday, 8:00 AM to 8:00 PM UK time, and Saturday, 9:00 AM to 4:00 PM UK time. Because of the Philippines-UK time difference, an early evening call in the Philippines may fit better on weekdays. Have your registered email, last four digits of the payment card, and latest billing date ready before the call.
Email support at [email protected] if you need written proof. In your subject line, use a direct format such as “Cancel membership and stop auto-renewal”. In the message body, include your full name, registered email, billing amount, last charge date, and a clear request for cancellation confirmation by email.
If you want an additional proof layer, you can send a written cancellation notice to the physical address on file. This is slower than web, phone, or email, so it works best as a backup if support is unresponsive. Some people now use digital registered letter services such as Postclic instead of traditional mail because they generate timestamped proof of sending and receipt.
Write a short letter with your full name, registered email, billing amount, and a clear line stating that you are canceling the membership and revoking any auto-renewal authority. Send it close to the same date as your email so your records line up cleanly.
This is one of the most annoying gaps in the public documentation. The terms do not clearly state whether access continues until the end of the paid period or ends immediately after cancellation. Because of that, assume the key goal is to stop future billing, then verify whether member benefits still appear in the account over the following days.
If you cancel on March 12 and your next charge would have been March 20, the practical expectation is that auto-renewal should stop before March 20. Still, do not assume access or benefits will remain available through the full month unless support confirms that in writing.
The terms page does not clearly explain the auto-renewal clause, but the support article itself refers to membership auto-renewal online. That strongly suggests billing continues unless you actively switch it off or cancel the membership through the account or support channel.
User complaints also show why this matters. Several reviewers said they only noticed the service after repeated charges, which means passive non-use does not appear to stop billing. If you no longer want the service, inactivity is not cancellation.
Mytimerewards does not clearly explain on the public terms page what account data is deleted after cancellation, what is retained, or for how long. If your account contains offer history, purchase-linked rewards, or personal details you want to keep, export or screenshot them before you cancel.
A simple rule works best here: save anything you might need for a refund request or complaint before ending access. That includes account pages, billing emails, and any terms or support screens you relied on during cancellation.
Mytimerewards does not clearly set out a general refund policy in the public terms. There is also no clear published rule on refunds for unused time, billing mistakes, or accidental renewals. That uncertainty is exactly why many users feel stuck when a charge appears after they thought the membership was already canceled.
Since there is no clear promise of pro-rated refunds, you should assume refunds are handled case by case. If the charge was recent, unauthorized, duplicated, or continued after cancellation, your chances are usually better when you provide hard evidence on the first message.
In the Philippines, the Consumer Act of the Philippines or RA 7394 supports fair dealing and complaint handling for online subscription disputes. For door-to-door or direct sales, consumers generally have a 7 working day cooling-off period. For ordinary online subscriptions, there is no universal statutory cooling-off period, so Mytimerewards users usually need to rely on the seller's policy unless the charge was misleading or unauthorized.
Here is the practical distinction: if you simply changed your mind after using the membership, a refund may be hard to get. If you were charged after canceling, charged without clear consent, or billed in a way you could not reasonably identify, your complaint becomes much stronger.
Start with email because it gives you evidence. Send your request to [email protected] and include your full name, registered email, charge date, exact amount, and screenshot of the transaction. Ask for two things in the same email: cancellation confirmation and a refund review.
If there is no useful answer, call +44 800 731 9936 during UK support hours and quote the email you already sent. Ask the agent to confirm whether the charge is being refunded in full, partially refunded, or denied. If denied, ask them to state the reason by email.
If a charge continues after cancellation or appears unauthorized, contact your bank, card issuer, GCash, or Maya quickly. Under BSP-related card dispute practice, cardholders typically have up to 60 days from the statement date to dispute a transaction. Save screenshots of your cancellation confirmation because that evidence matters during chargeback review.
If your bank or e-wallet does not resolve it, you can also bring the matter to DTI under RA 7394 for an online consumer complaint. Chargeback should be your last resort after giving the merchant a chance to fix the issue, but do not wait so long that the bank dispute window expires.
Plan | Price (USD / PHP) | Period |
|---|---|---|
Mytimerewards | $9.99 (₱10)* | Monthly |
Basic | $169 (₱169)* | Monthly |
Growth | $249 (₱249)* | Monthly |
Premium | $299 (₱299)* | Monthly |
Prices are approximate, converted from USD at the rate 1 USD ≈ 1.0 PHP. Check the official website for exact local prices.
The monthly consumer figure that matters most for regular users is $9.99 (₱10)*. The higher Basic, Growth, and Premium prices come from broader MyTime business software pricing and may not apply to a regular Mytimerewards consumer account. I am listing them because they appear in the supplied pricing data, but if your bank statement shows a small recurring charge, the consumer membership line is likely the more relevant one.
If you are comparing value, the main issue is not which plan is cheapest. The real question is whether you are actually using the rewards often enough to offset the monthly fee. If you forgot the service existed until a charge appeared, that is usually a strong signal to cancel.
For Philippine users, the main consumer protection law is the Consumer Act of the Philippines, RA 7394. It does not create a blanket online subscription cooling-off right for every case, but it does support complaints involving unfair, misleading, or problematic billing practices.
Applied to Mytimerewards, this means you may have a stronger case if the signup was unclear, the merchant identity on your billing statement was hard to recognize, or charges continued after you had already canceled. Those are practical consumer issues, not just technical account issues.
For door-to-door or direct sales, consumers generally have a 7 working day cooling-off period. For normal online subscriptions, there is no universal statutory period that automatically lets you back out for any reason. That is why Mytimerewards users should act fast, document everything, and not rely on an assumed refund window.
If your case involves misleading enrollment rather than simple regret, explain that clearly in your complaint. A short, factual timeline works best: date you signed up, date you tried to cancel, date of the later charge, and proof of each step.
Start with the merchant and your payment provider on the same week. Send the refund and cancellation complaint to Mytimerewards, then file a transaction dispute with your bank, card issuer, GCash, or Maya if the charge appears unauthorized or continues after cancellation. Banks typically ask for screenshots, billing statements, and your email trail.
If the issue remains unresolved, file a consumer complaint with DTI and attach your evidence bundle. For card disputes involving regulated financial institutions, BSP can also be relevant when the payment side of the complaint is not being handled properly.
For subscription complaint handling in the Philippines, DTI is the key consumer authority under RA 7394. For chargeback or card dispute issues involving banks and e-wallets, BSP is relevant on the payments side.
Based on the review set provided, the cancellation trend is poor: 0 positive and 4 negative reviews out of 4 unique reviews. The recurring problems are continued charges, difficulty identifying the subscription, and trouble reaching support. Those themes line up with local Philippine complaints about time-zone friction and a process that feels too time-consuming.
Theme | Frequency | Typical example |
|---|---|---|
Charge after cancel | 2 reviews | Recurring billing found late |
Hidden enrollment | 2 reviews | Joined via partner checkout |
Hard to cancel | 1 review | Needed separate search |
Source | Rating | Main topic | Sentiment |
|---|---|---|---|
TrustPilot | 1/5 | Charge after cancel | Negative |
TrustPilot | 1/5 | Ease of cancellation | Negative |
TrustPilot | 1/5 | Charge after cancel | Negative |
TrustPilot | 1/5 | Hidden fee | Negative |
Only negative reviews were supplied in the dataset, so that is the honest picture here. To stay balanced, I should add that the service does publish a help article for online cancellation and provides both phone and email support, which is better than having no visible support route at all.
If you want the smoothest exit, build your evidence file before contacting support. Save a screenshot of the account page, your plan or membership screen, and the support article you used. Also save the exact date and amount of the last charge from your card, GCash, or Maya history.
Refund and chargeback requests go faster when the record is complete. Put your cancellation email, any support reply, the call log, and a screenshot of your bank statement into one folder. If support gives a reference number, save that too.
After cancellation, keep monitoring statements for at least 60 days from the next statement date if you are worried about recurring charges. That matches the typical dispute window many Philippine cardholders rely on when escalating unauthorized transactions.
Some services show a retention page with a discount or alternate offer before the actual cancellation completes. No dark pattern was specifically identified in the research, but users should still watch for this. If you do not see a final success message or email, assume the cancellation is incomplete.
A real-world example is the user who said it took time to find the right brand and route. When a process is already confusing, missing the final confirmation click becomes even more likely.
If your billing date is close, do not rely on a single unanswered email. Use the online account path, then email, then phone on the same day if needed. This matters because support runs on UK time, which can slow things down for users in the Philippines.
The best habit is simple: create same-day proof across at least two channels. That way, if another charge appears, you can show that you acted before the billing date.
Several complaints suggest people only realized the membership existed after recurring charges had already continued for weeks or months. If Mytimerewards is set to auto-renew, not using the perks will not stop payment.
Take note of this rule: no confirmation, no cancellation. Until you have an email, on-screen confirmation, or support reference number, treat the subscription as active.
One practical problem with partner checkout signups is that the charge may not be memorable later. That is why some users had to research the merchant name before they could even log in and cancel.
If you see a suspicious recurring amount, search your inbox and statement using “mytimerewards”, “my time rewards”, and the exact amount charged. This small step often saves hours.
If you were billed after cancellation, time matters. Philippine users dealing with card or e-wallet disputes often need to act within 60 days from the statement date. Once that window gets close, the discussion moves from cancellation to damage control.
Do not spend weeks arguing by email without also alerting your bank or wallet provider. You can pursue both tracks at the same time and sort out the final outcome later.
Method | Notice period | Fee | Difficulty |
|---|---|---|---|
Web/account | Before next billing | No fee found | Easy |
Phone | Before next billing | No fee found | Medium |
Before next billing | No fee found | Higher, best proof |
The online account route is the fastest if the button is visible and working. Phone is useful when your billing date is very close and you want same-day action. Email is slower but gives the strongest written proof, which becomes valuable if you need a refund request, DTI complaint, or bank dispute later.
No cancellation fee was found in the terms, and no early termination fee was clearly published. That is good news, but the lack of clarity on refunds and renewal timing means you still need to document the process carefully.
As soon as you cancel, save the confirmation screen and wait for an email acknowledgment. Put a calendar reminder 3 days before your next expected billing date and another one on the day your statement closes. That double-check system catches most problems early.
If no confirmation arrives within 24 hours, send a follow-up email quoting the date and time of your original request. If you canceled by phone, ask for the cancellation reference again in writing.
Monitor the next one or two billing cycles. If another charge appears, contact the merchant immediately and open a dispute with your payment provider the same week. In the Philippines, cardholders typically have up to 60 days from the statement date to dispute unauthorized or continued charges.
If your card issuer, GCash, or Maya asks for proof, send the cancellation confirmation, screenshots, and support email trail. If the problem still drags on, DTI can handle the consumer complaint side under RA 7394, while BSP is relevant for the payments side involving banks and regulated financial firms.
If what you really wanted was a better financial app experience, GoTyme Bank may be more useful for Philippine users because account opening is free and the service is local. If you were looking for customer insight tools for a business, SurveySensum is closer to a business platform than a consumer rewards membership.
If the membership was mostly impulse spending around partner deals, you may simply be better off canceling and keeping your monthly budget flexible. Sometimes the cheapest subscription is the one you stop paying for.
If you want to send a written cancellation notice, use this address:
Use your full name, registered email, and recent charge details in the letter. Postal mail is not the fastest route, so pair it with email if your billing date is near.
For most users in the Philippines, web, phone, and email are faster and more practical than post. A mailed notice becomes useful when you want one more proof layer or when support has gone quiet after repeated contacts.
If you do send a letter, keep a copy of the signed notice and the sending receipt. That small step can help if you later need to show DTI, your bank, or your e-wallet provider that you made a clear and timely cancellation request.
Already sent a letter? Enter its tracking number to see its proof of dispatch and certified timestamp.
Written by Gabriel Castillo
Regulatory watch · 5 years experience
Legal analyst tracking eIDAS, GDPR and electronic delivery regulations for 5 years to make sure every Postclic template is compliant and admissible in court.